Rancho Mission Viejo Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Brett Kyle Wiseman

Construction, Housing & Construction Defects, Bankruptcy, Administrative Law

Status: In Good Standing

FREE CONSULTATION

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27101 Puerta Real, Mission Viejo, CA 92691

Jonathan David Doan

Bankruptcy & Debt, Credit & Debt, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 19 Years

FREE CONSULTATION

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25401 Cabot Rd, Laguna Hills, CA 92653

Angela Mestre

Bankruptcy & Debt, Consumer Bankruptcy

Status: In Good Standing Licensed: 19 Years

FREE CONSULTATION

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27068 La Paz Rd #272, Aliso Viejo, CA 92656

Thomas Harrington Casey

Business, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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26400 La Alameda, San Juan Capistrano, CA 92691

Anthony Brian Vigil

Family Law, Criminal, Bankruptcy, Personal Injury, Car Accident

Status: In Good Standing Licensed: 16 Years

CONTACT

27201 Puerta Real, San Juan Capistrano, CA 92691

Ronn Bisbee

Alimony & Spousal Support, Child Support, Collection

Status: In Good Standing Licensed: 24 Years

FREE CONSULTATION

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24040 Camino Del Avion, Monarch Beach, CA 92629

Robert Carl Canning

Bankruptcy & Debt, Products Liability, Car Accident

Status: In Good Standing

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28 Ambito St, Ladera Ranch, CA 92694

Janet Spiro Martin

Corporate, Contract, Franchising, Credit & Debt

Status: In Good Standing Licensed: 40 Years

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25108 Marguerite Pkwy, Mission Viejo, CA 92692

William Guy Malcolm

Litigation, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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31301 Via Las Palmas, San Juan Capistrano, CA 92675

Carolyn May Dillinger

Merger & Acquisition, Contract, Business, Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

27345 ortega highway, San Juan Capistrano, CA 92675

800-923-0641

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LEGAL TERMS

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

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Rancho Mission Viejo Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Brett Kyle Wiseman

Jonathan David Doan

Angela Mestre

Thomas Harrington Casey

Anthony Brian Vigil

Ronn Bisbee

Robert Carl Canning

Janet Spiro Martin

William Guy Malcolm

Carolyn May Dillinger

TIPS

LEGAL TERMS

BANKRUPTCY

GARNISHMENT

PRIORITY DEBT

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

GUARANTEED RESERVATION

DISCHARGEABLE DEBTS

CHAPTER 13 PLAN

LOSS DAMAGE WAIVER (LDW)

AUTOMATIC STAY

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