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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Marsha L. Combs-skinner

Estate Planning, Workers' Compensation, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 35 Years

CONTACT

Newman, IL 61942

Marsha Combs-skinner

Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 35 Years

CONTACT

Newman, IL 61942

Richard J. Bernardoni

Commercial Real Estate, Estate Planning, Transactions, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

115 S 6Th St, Marshall, IL 62441

Richard Bernardoni

Commercial Real Estate, Estate Planning, Transactions, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

115 S 6Th St, Marshall, IL 62441

Kenneth Redman Gano

Patent, Estate, Family Law, Divorce, Bankruptcy

Status: In Good Standing

CONTACT

303 6Th Street, Charleston, IL 61920

Paul Edmund Wieck

Social Security, Workers' Compensation, Criminal, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 43 Years

CONTACT

517 Locust St, Marshall, IL 62441

Edward Willard Brankey

Bankruptcy, Immigration, Personal Injury, Workers' Compensation

Status: In Good Standing Licensed: 47 Years

CONTACT

622 Jackson Ave, Charleston, IL 61920

Roy Dent

Tax, Consumer Rights, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

622 Jackson Ave, Charleston, IL 61920

Kristin Wilson

Collection, Landlord-Tenant

Status: In Good Standing Licensed: 34 Years

CONTACT

600 Jackson Avenue, Charleston, IL 61920

Linda Colón

Elder Law, Divorce, Business, Consumer Bankruptcy

Status: Inactive

CONTACT

Charleston, IL 61920

800-923-0641

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LEGAL TERMS

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

Redmon Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Marsha L. Combs-skinner

Marsha Combs-skinner

Richard J. Bernardoni

Richard Bernardoni

Kenneth Redman Gano

Paul Edmund Wieck

Edward Willard Brankey

Roy Dent

Kristin Wilson

Linda Colón

TIPS

LEGAL TERMS

BANKRUPTCY

MEANS TEST

SUBROGATION

BULK SALES LAW

INFRINGEMENT (OF TRADEMARK)

NO-FAULT INSURANCE

IRS EXPENSES

AUTOMATIC STAY

FCBA

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