Richland Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Justine Theresa Koehle

✓ VERIFIED

Bankruptcy & Debt, Real Estate, Lawsuit & Dispute, Personal Injury, Construction

Justine grew up in the small farming town of Woodland, California. She stayed in the area for college, graduating from the University of California, D... (more)

CONTACT

509-736-1330

2415 West Falls Ave, Kennewick, WA 99336

Kathleen O'Neill

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 45 Years

CONTACT

2867 Troon Ct, Richland, WA 99354

Jan Robert Armstrong

Estate Planning, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

660 Swift Blvd, Richland, WA 99352

Rachel M Woodard

Landlord-Tenant, Estate Planning, Contract, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

1025 Jadwin Ave, Richland, WA 99352

Pamela J. Wilson

Commercial Bankruptcy, Real Estate, Commercial Real Estate

Status: Inactive Licensed: 88 Years

CONTACT

6300 Kilawea Dr, Richland, WA 99353

Maryanne Spence

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 45 Years

CONTACT

503 Knight St, Richland, WA 99352

Derek Ray Johnson

Corporate, International Tax, Estate Planning, Commercial Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

503 Knight St, Richland, WA 99352

Kris Anne Payne

General Practice

Status: Inactive Licensed: 30 Years

CONTACT

1096 Pattyton Ln, Richland, WA 99352

Kris A Payne

General Practice

Status: Inactive Licensed: 30 Years

CONTACT

1096 Pattyton Ln, Richland, WA 99352

James Francis Jackson

Litigation, Credit & Debt, Products Liability, Personal Injury

Status: In Good Standing Licensed: 46 Years

CONTACT

Richland, WA 99352

800-923-0641

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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Richland Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Justine Theresa Koehle

Kathleen O'Neill

Jan Robert Armstrong

Rachel M Woodard

Pamela J. Wilson

Maryanne Spence

Derek Ray Johnson

Kris Anne Payne

Kris A Payne

James Francis Jackson

TIPS

LEGAL TERMS

SOLE PROPRIETORSHIP

FAIR CREDIT REPORTING ACT (FCRA)

GENERAL PARTNER

CHAPTER 13 BANKRUPTCY

CREDITOR

UNSECURED DEBT

DISCHARGE (OF DEBTS)

TRADE NAME

GRACE PERIOD

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