Rickreall Bankruptcy & Debt Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Alfred Frank Bowen

Aviation, Workers' Compensation, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

400 High St Se, Salem, OR 97312

Brian E Hefner

Motor Vehicle, Divorce, Criminal, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 8 Years

CONTACT

1230 Fairview Ave SE, Salem, OR 97302

Celia Makaeda Smalls

International Tax, Foreclosure, Credit & Debt, Non-profit

Status: In Good Standing Licensed: 11 Years

CONTACT

675 Church St NE, Salem, OR 97301

Celia Blewett

General Practice

Status: In Good Standing

CONTACT

675 Church St NE, Salem, OR 97301

Christine M Moehl

Estate, Employee Rights, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

250 Church St SE, Salem, OR 97308

Christopher Bruce Matheny

Estate Planning, Civil Rights, Contract, Credit & Debt

Status: In Good Standing

CONTACT

1644 Liberty St Se, Salem, OR 97302

Corey B. Smith

Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 42 Years

CONTACT

838 Commercial St NE, Salem, OR 97301

Courtney N Kohler

Litigation, Estate Planning, Employment, Bankruptcy, Commercial Real Estate

Status: In Good Standing

CONTACT

250 Church St Se, Salem, OR 97308

Dana M Mitchell

Contract, Collection

Status: In Good Standing Licensed: 13 Years

CONTACT

317 Court St NE, Salem, OR 97301

David W Jacobson

Bankruptcy, Business & Trade, Commercial Real Estate

Status: In Good Standing Licensed: 20 Years

CONTACT

3040 Commercial St Se, Salem, OR 97302

800-923-0641

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

COLLATERAL

Property that guarantees payment of a secured debt.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Rickreall Bankruptcy & Debt Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Alfred Frank Bowen

Brian E Hefner

Celia Makaeda Smalls

Celia Blewett

Christine M Moehl

Christopher Bruce Matheny

Corey B. Smith

Courtney N Kohler

Dana M Mitchell

David W Jacobson

TIPS

LEGAL TERMS

CREDIT BUREAU

DISCHARGE (OF DEBTS)

CHAPTER 13 BANKRUPTCY

NONPROFIT CORPORATION

TRUTH IN LENDING ACT (TILA)

DISPOSABLE INCOME

COLLATERAL

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

LOSS DAMAGE WAIVER (LDW)

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