Rockford Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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S. Brent Sorenson

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

505 North Argonne Road, Spokane, WA 99212

Julia T. Jensen

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 31 Years

CONTACT

9511 S Hidden Hollow Dr, Mica, WA 99023

Thomas J. Miller

Land Use & Zoning, Agriculture, Corporate, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

12613 S Jackson Rd, Mica, WA 99023

Thomas J. Miller

Employee Rights, Consumer Rights, Business, Consumer Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

12613 S Jackson Rd, Mica, WA 99023

Thomas J. Miller

Business & Trade, Contract, Aviation, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

12613 S Jackson Rd, Mica, WA 99023

Thomas J. Miller

General Practice

Status: In Good Standing

CONTACT

12613 S Jackson Rd, Mica, WA 99023

Cynthia Ann Kemper

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 73 Years

CONTACT

2436 Pine Dr, Ferndale, WA 98248

Kimberly J. Thomas

International Tax, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

8776 E Truax Rd, Fairfield, WA 99012

Robert Michael Seines

Civil Rights, Insurance, Banking & Finance, Collection

Status: In Good Standing Licensed: 38 Years

CONTACT

Greenacres, WA 99019

Amanda Lee Spencer

Health Care, Estate, Employment, Bankruptcy & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

913 N Wright Blvd, Greenacres, WA 99019

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

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Rockford Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

S. Brent Sorenson

Julia T. Jensen

Thomas J. Miller

Thomas J. Miller

Thomas J. Miller

Thomas J. Miller

Cynthia Ann Kemper

Kimberly J. Thomas

Robert Michael Seines

Amanda Lee Spencer

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LEGAL TERMS

CREDIT FILE

LIEN

DOING BUSINESS AS (DBA)

WORKOUT

DISPOSABLE INCOME

FAIR CREDIT BILLING ACT (FCBA)

MEANS TEST

CURRENT MONTHLY INCOME

GUARANTEED RESERVATION

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