Roslyn Bankruptcy & Debt Lawyer, Washington, page 2

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Jason Newcombe
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Washington Law Group, PLLC
Proudly Serving The Greater Puget Sound RegionÂ» view map
Bankruptcy & Debt, Chapter 7, Chapter 13
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Bankruptcy is unquestionably one of the most powerful financial tools on the planet. Yet, many people struggle for years before even learning how easy it can be to qualify.

800-699-2370
1. Jason Newcombe Seattle, WA
  Attorney at Law - WA, 1999
  Boston College Law School, J.D. - 1997
2. About UsServing Washington
  Offices in Seattle, Bellevue, Tacoma, Everett, and Olympia
3. ServicesExperienced Attorneys
  We always offer a free initial consultation and case evaluation
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Clay M Gatens

Commercial Real Estate, Land Use & Zoning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

2600 Chester Kimm Rd, Wenatchee, WA 98801

Steven Arden Zimmerman

Dispute Resolution, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

124 N Wenatchee Ave, Wenatchee, WA 98801

Christina Marie Davitt

Estate Planning, Elder Law, Life & Health, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

1 5Th St, Wenatchee, WA 98801

Ryan Allen Smolinsky

Insurance, Collection, Personal Injury, Employment Discrimination

Status: In Good Standing Licensed: 56 Years

CONTACT

23 S Wenatchee Ave, Wenatchee, WA 98801

William J. Mcdowell

Corporate, Estate Planning, Commercial Bankruptcy, Contract

Status: In Good Standing Licensed: 50 Years

CONTACT

1715 Brambling Brae Ln, Wenatchee, WA 98801

William Joseph Smith

Landlord-Tenant, Traffic, Contract, Bankruptcy

Status: Deceased Licensed: 54 Years

CONTACT

810 S Mission St, Wenatchee, WA 98801

Penney Radillo

Estate Planning, Business & Trade, Commercial Bankruptcy, Immigration

Status: Deceased Licensed: 17 Years

CONTACT

620 N Emerson Ave, Wenatchee, WA 98801

Susan Cawley

Family Law, Insurance, Contract, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

630 N Chelan Ave, Wenatchee, WA 98801

Judith A Lurie

Landlord-Tenant, Land Use & Zoning, Housing & Construction Defects, Consumer Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

Wenatchee, WA 98807

Joe R Woolett

Insurance, Estate Planning, Commercial Real Estate, Commercial Bankruptcy

Status: Inactive Licensed: 53 Years

CONTACT

Wenatchee, WA 98807

800-923-0641

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

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Roslyn Bankruptcy & Debt Lawyer, Washington, page 2

Sponsored Law Firm

Washington Law Group, PLLC

SPONSORED LAWYERS

Clay M Gatens

Steven Arden Zimmerman

Christina Marie Davitt

Ryan Allen Smolinsky

William J. Mcdowell

William Joseph Smith

Penney Radillo

Susan Cawley

Judith A Lurie

Joe R Woolett

TIPS

LEGAL TERMS

DISCHARGE (OF DEBTS)

CREDIT INSURANCE

NONEXEMPT PROPERTY

SETOFF

FAIR CREDIT REPORTING ACT (FCRA)

LIMITED LIABILITY

LIABILITY

LOSS DAMAGE WAIVER (LDW)

REAFFIRMATION

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