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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Russell J Passamano

Real Estate, Litigation, Corporate, Bankruptcy

Status: In Good Standing

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500 Frank W. Burr Boulevard, Teaneck, NJ 07666

Linda Torosian

Accident & Injury, Bankruptcy & Debt, Divorce & Family Law, Employment

Status: In Good Standing

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411 Hackensack Avenue, Hackensack, NJ 07601

David Murray Edelblum

Consumer Protection, Antitrust, Bankruptcy, Personal Injury

Status: In Good Standing

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Two University Plaza, Hackensack, NJ 07601

Harry Michael Gutfleish

Bankruptcy, Trusts, Credit & Debt, Litigation

Status: In Good Standing Licensed: 36 Years

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Three University Plaza, Hackensack, NJ 07601

Noah M. Burstein

Real Estate, Estate, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 45 Years

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722 Washburn Street, Teaneck, NJ 07666

James Fitzpatrick

Real Estate, Government, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

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105 South Farview Avenue, Paramus, NJ 07652

Michael Makarov

Real Estate, Entertainment, Family Law, Business, Consumer Bankruptcy

Status: In Good Standing

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12-18 River Rd, Fair Lawn, NJ 07410

Ana Arrechea

Immigration, Bankruptcy, Family Law

Status: In Good Standing Licensed: 30 Years

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707 Broadway, Paterson, NJ 07514

Moses Rambarran

International, Criminal, Bankruptcy

Status: In Good Standing

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411 Hackensack Ave, Hackensack, NJ 07601

John Murano

Bankruptcy

Status: In Good Standing

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800 Kinderkamack Rd, Oradell, NJ 07649

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

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Saddle Brook Bankruptcy & Debt Lawyer, New Jersey, page 3

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Russell J Passamano

Linda Torosian

David Murray Edelblum

Harry Michael Gutfleish

Noah M. Burstein

James Fitzpatrick

Michael Makarov

Ana Arrechea

Moses Rambarran

John Murano

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LEGAL TERMS

SECURED DEBT

DOING BUSINESS AS (DBA)

FRATERNAL BENEFIT SOCIETY BENEFITS

UNSECURED DEBT

AUTOMATIC STAY

ACCORD AND SATISFACTION

PRESUMED ABUSE

SETOFF

GUARANTOR

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