Saint Petersburg Bankruptcy & Debt Lawyer, Florida, page 3

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Robert Geller
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Law Offices of Robert M. Geller, P.A.
807 West Azeele Street Tampa, FL 33606 » view map
Bankruptcy Law Attorneys - Hillsborough County
Bridging You A Brighter Future

It is our firm's philosophy and goal to give each client the individual attention he or she needs in difficult times. Call for a free initial consultation.

800-811-8031
1. Robert Geller Tampa, FL
  Attorney At Law - Florida, 1986
  Levin College of Law, J.D. - 1985
2. Bankruptcy Law Firm
  We have helped thousands of clients make a fresh financial start.
3. Contact UsEmail or Call 24/7
  Call for initial free consultation, 800-811-8031.
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Joshua David Goldis

Class Action, Child Support, Bad Faith Insurance, Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

Saint Petersburg, FL 33733

Cary A. Cash

Construction, Corporate, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

2553 1St Ave N, Saint Petersburg, FL 33713

Jesse Leland Skipper

Environmental Law Other, Contract, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

1017 9Th Ave N, Saint Petersburg, FL 33705

Jason Daniel Barlow

Litigation, Trusts, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

3845 5Th Ave N, Saint Petersburg, FL 33713

Jonathan Todd Mitchell

Litigation, Banking & Finance, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Saint Petersburg, FL 33733

Lakeisha R Simms

Business & Trade, Family Law, Trade Associations, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2901 1St. Ave. N., Saint Petersburg, FL 33713

Catherine Elaine Blackburn

Estate Planning, Elder Law, Contract, Consumer Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

5230 Central Ave, Saint Petersburg, FL 33707

Kerya L. Koeut

Federal Trial Practice, Family Law, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

5625 Central Ave, Saint Petersburg, FL 33710

Kerya L'Agneau Koeut

Federal Trial Practice, Family Law, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

5625 Central Ave, Saint Petersburg, FL 33710

Gary A. Carnal

Wills & Probate, Estate Planning, Business Organization, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 49 Years

CONTACT

6720 Mango Ave S, Saint Petersburg, FL 33707

800-923-0641

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

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Saint Petersburg Bankruptcy & Debt Lawyer, Florida, page 3

Sponsored Law Firm

Law Offices of Robert M. Geller, P.A.

SPONSORED LAWYERS

Joshua David Goldis

Cary A. Cash

Jesse Leland Skipper

Jason Daniel Barlow

Jonathan Todd Mitchell

Lakeisha R Simms

Catherine Elaine Blackburn

Kerya L. Koeut

Kerya L'Agneau Koeut

Gary A. Carnal

TIPS

LEGAL TERMS

CREDIT INSURANCE

NO-FAULT INSURANCE

NONDISCHARGEABLE DEBTS

CREDIT REPORT

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

DISCHARGEABLE DEBTS

INTEREST

NONEXEMPT PROPERTY

DEFINED CONTRIBUTION PLAN

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