Salkum Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Killian Conal Dunkeson

Corporate, Collection, Personal Injury, Employment Discrimination

Status: In Good Standing

CONTACT

120 E 1St St, Aberdeen, WA 98520

Killian C Dunkeson

General Practice

Status: In Good Standing Licensed: 7 Years

CONTACT

120 E 1St St, Aberdeen, WA 98520

Richard Edward Goodwin

Corporate, Estate Planning, Commercial Real Estate, Commercial Bankruptcy

Status: Inactive Licensed: 59 Years

CONTACT

120 E 1St St, Aberdeen, WA 98520

Richard E. Vroman

Elder Law, Corporate, Collection, Personal Injury

Status: In Good Standing

CONTACT

120 E 1St St, Aberdeen, WA 98520

Janie E. Ray

Commercial Bankruptcy, Dispute Resolution, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 49 Years

CONTACT

Castle Rock, WA 98611

Christopher John Roubicek

Land Use & Zoning, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

Castle Rock, WA 98611

Dean William Hamilton

Litigation, Federal, Employment, Collection, Contract

Status: In Good Standing Licensed: 34 Years

CONTACT

2416 N Pearl St, Centralia, WA 98531

William David Luond

Commercial Bankruptcy, Administrative Law, Real Estate, Commercial Real Estate

Status: Inactive Licensed: 45 Years

CONTACT

2020 Graf Rd, Centralia, WA 98531

Todd S Rayan

Estate Planning, Civil Rights, Business & Trade, Consumer Bankruptcy

Status: In Good Standing

CONTACT

114 W Magnolia St, Centralia, WA 98531

Connie D Natcher

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 31 Years

CONTACT

115 Aurora St, Centralia, WA 98531

800-923-0641

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

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Salkum Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Killian Conal Dunkeson

Killian C Dunkeson

Richard Edward Goodwin

Richard E. Vroman

Janie E. Ray

Christopher John Roubicek

Dean William Hamilton

William David Luond

Todd S Rayan

Connie D Natcher

TIPS

LEGAL TERMS

DISPOSABLE INCOME

GARNISHMENT

DEBIT CARD

UNSECURED DEBT

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

TRADE NAME

GRACE PERIOD

TRADE DRESS

INTEREST

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