San Clemente Bankruptcy & Debt Lawyer, California

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Charles Martin
About | Practice Areas
Law Office of Charles Martin
17461 Irvine Blvd Suite F Tustin, CA 92780» view map
Bankruptcy & Debt
Professional. Affordable. Reliable.

We have 19 years of experience handling thousands of bankruptcies. With our legal assistance we will guide you through the process of bankruptcy.

800-975-9061
1. Charles Martin Tustin, CA
  Attorney at Law - CA, 2003
  Chapman University J.D.
2. AboutLaw Office of Charles Martin
  We love our customers.
3. Practice AreasExpertise
  Bankruptcy & Debt
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David Lawrence Gibbs

Estate Planning, Bankruptcy, Elder Law, Commercial Real Estate, Business

Status: In Good Standing

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1221 Puerta Del Sol, San Clemente, CA 92673

William Guy Malcolm

Litigation, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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31301 Via Las Palmas, San Juan Capistrano, CA 92675

Tate C. Casey

Criminal, Bankruptcy, Personal Injury, Products Liability

Status: In Good Standing Licensed: 11 Years

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34188 Pacific Coast Hwy, Dana Point, CA 92629

Fred Steven Pardes

Real Estate, Wills & Probate, Business, Bankruptcy

Status: In Good Standing

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34145 Pacific Coast Hwy, Dana Point, CA 92629

Stacy Joel Safion

Real Estate, Credit & Debt, Consumer Rights, Lawsuit & Dispute, Business

Status: In Good Standing Licensed: 31 Years

FREE CONSULTATION

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30011 Ivy Glenn Drive, Laguna Niguel, CA 92677

Stephen Nathan Doan

Commercial Real Estate, Contract, Credit & Debt, Medical Malpractice, Car Accident

Status: In Good Standing Licensed: 22 Years

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32158 Camino Capistrano, San Juan Capistrano, CA 92675

Jerome Bloom

Banking & Finance, Business, Consumer Bankruptcy, Commercial Bankruptcy

Status: In Good Standing Licensed: 58 Years

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17 Corte Miro, San Clemente, CA 92673

John Allen Babcock

Employee Rights, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 52 Years

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30251 Golden Lantern, Laguna Niguel, CA 92677

Raymond Brent Walton

Employment Discrimination, Consumer Bankruptcy, Federal Appellate Practice, Civil & Human Rights

Status: In Good Standing Licensed: 27 Years

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33811 Violet Lantern St, Dana Point, CA 92629

Angela Mestre

Bankruptcy & Debt, Consumer Bankruptcy

Status: In Good Standing Licensed: 19 Years

FREE CONSULTATION

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27068 La Paz Rd #272, Aliso Viejo, CA 92656

800-923-0641

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

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San Clemente Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Law Office of Charles Martin

SPONSORED LAWYERS

David Lawrence Gibbs

William Guy Malcolm

Tate C. Casey

Fred Steven Pardes

Stacy Joel Safion

Stephen Nathan Doan

Jerome Bloom

John Allen Babcock

Raymond Brent Walton

Angela Mestre

TIPS

LEGAL TERMS

CREDIT BUREAU

SECURED DEBT

CREDIT COUNSELING

TRUTH IN LENDING ACT (TILA)

FRAUDULENT TRANSFER

FRATERNAL BENEFIT SOCIETY BENEFITS

IRS EXPENSES

TRADE DRESS

INTEREST

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