San Joaquin County, CA Bankruptcy & Debt Lawyers

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Simran Singh Sekhon Lawyer

Simran Singh Sekhon

Business, Bankruptcy, Trademark, Contract, Wills & Probate

Simran Sekhon is a practicing lawyer in the state of California.

Eurik  O'Bryant Lawyer

Eurik O'Bryant

VERIFIED
Bankruptcy & Debt, Wills & Probate, Intellectual Property, Landlord-Tenant

Eurik is a shareholder at Sekhon & O’Bryant specializing in the practice of contested trust and estate matters, probate administration, commercial l... (more)

James R. Mehlhaff

Business Organization, Family Law, Collection, Banking & Finance
Status:  In Good Standing           

Anthony R Sales

Bankruptcy & Debt
Status:  In Good Standing           Licensed:  23 Years

James Peter Mootz

Real Estate, Bankruptcy & Debt, Accident & Injury, Divorce & Family Law
Status:  In Good Standing           Licensed:  29 Years

Mary Ann F. Bird

Garnishment, Estate Administration, Consumer Bankruptcy, Personal Injury
Status:  In Good Standing           Licensed:  24 Years

Gurjit Singh Srai

Family Law, Divorce & Family Law, Criminal, Bankruptcy
Status:  In Good Standing           

Luong Lechau

Immigration, Workers' Compensation, Contract, Bankruptcy
Status:  In Good Standing           Licensed:  26 Years

Andrew Peter Rausch

Bankruptcy, Personal Injury, Contract, Dispute Resolution, Elder Law
Status:  In Good Standing           

Keith Robert Wood

Credit & Debt, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  14 Years

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Free Help: Use This Form or Call 800-943-8690

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800-943-8690

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)
A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)
A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)
Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)
The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CCCS

See Consumer Credit Counseling Service.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)
In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.