San Rafael Collection Lawyer, California

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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Jerome J. Ghigliotti

Administrative Law, Dispute Resolution, Collection, Commercial Leasing

Status: In Good Standing

FREE CONSULTATION

CONTACT

870 Market Street, San Francisco, CA 94102

Robert Stanley Green

Commercial Real Estate, Motor Vehicle, Commercial Banks, Collection

Status: In Good Standing

CONTACT

2200 Larkspur Landing Cir, Larkspur, CA 94939

Jon Erik Heath

Motor Vehicle, Collection, Commercial Banks, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

369 Pine St, San Francisco, CA 94104

Lisa Jane Espada

Litigation, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing

CONTACT

100 Pine St, San Francisco, CA 94111

Daniel D Geoulla

Insurance, Collection, Products Liability, Medical Malpractice

Status: In Good Standing

CONTACT

425 Market Street, San Francisco, CA 94105

Elizabeth Treas Erhardt

Landlord-Tenant, Collection

Status: In Good Standing Licensed: 12 Years

CONTACT

100 Pine Street, San Francisco, CA 94111

Deborah Durr Ferras

Family Law, Guardianships & Conservatorships, Adoption, Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

300 Tuolumne St, American Canyon, CA 94590

Eric Boeing

Credit & Debt, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

1300 Clay St, Ste 600, Oakland, CA 94612

Sally Elkington

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

FREE CONSULTATION

CONTACT

409 13Th Street, Oakland, CA 94612

800-923-0641

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

COLLATERAL

Property that guarantees payment of a secured debt.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FDCPA

See Fair Debt Collections & Practices Act.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

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San Rafael Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Jerome J. Ghigliotti

Robert Stanley Green

Jon Erik Heath

Lisa Jane Espada

Daniel D Geoulla

Elizabeth Treas Erhardt

Deborah Durr Ferras

Eric Boeing

Sally Elkington

TIPS

LEGAL TERMS

REAFFIRMATION

SECRET WARRANTY PROGRAM

PRIORITY DEBT

DEFINED CONTRIBUTION PLAN

GUARANTEED RESERVATION

COLLATERAL

CREDIT INSURANCE

FDCPA

ACCORD AND SATISFACTION

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