Santa Barbara County, CA Bankruptcy Lawyers

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Reed Howard Olmstead

Government Agencies, Commercial Bankruptcy, Bankruptcy Litigation, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 15 Years

FREE CONSULTATION

CONTACT

5266 Hollister Ave, Santa Barbara, CA 93111

Scott B. Campbell

Litigation, Arbitration, Corporate, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

932 Randolph Rd, Santa Barbara, CA 93111

William Charles Beall

Pharmaceutical Product, Business, Bankruptcy, Defamation & Slander

Status: In Good Standing Licensed: 44 Years

CONTACT

1114 State St, Santa Barbara, CA 93101

Brenda Annette Enderle

Real Estate, Trusts, Family Law, Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

540 Alisal Rd, Solvang, CA 93463

Michael David Fox

Bankruptcy, Products Liability, Admiralty & Maritime, Insurance, Intellectual Property

Status: In Good Standing Licensed: 48 Years

CONTACT

2927 De La Vina St, Santa Barbara, CA 93105

Karen Lynn Grant

Employment Discrimination, Credit & Debt, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

924 Anacapa St, Santa Barbara, CA 93101

Ramon Raj Gupta

Land Use & Zoning, International Tax, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

112 E Victoria St, Santa Barbara, CA 93101

Natalie Ann Spilborghs

Wills, Trusts, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

550 Asilomar Way, Santa Barbara, CA 93117

Luis Esparza

White Collar Crime, Securities, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

1875 Century Park E, Santa Barbara, CA 93102

Vaughn Eric Bunch

Trademark, Copyright, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

6001 Paseo Palmilla, Santa Barbara, CA 93117

800-923-0641

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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Santa Barbara County, CA Bankruptcy Lawyers

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Reed Howard Olmstead

Scott B. Campbell

William Charles Beall

Brenda Annette Enderle

Michael David Fox

Karen Lynn Grant

Ramon Raj Gupta

Natalie Ann Spilborghs

Luis Esparza

Vaughn Eric Bunch

TIPS

LEGAL TERMS

IRS EXPENSES

FRATERNAL BENEFIT SOCIETY BENEFITS

S CORPORATION

HOUSEHOLDER

CURRENT MONTHLY INCOME

CHAPTER 13 BANKRUPTCY

REDEMPTION

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CHAPTER 7 BANKRUPTCY

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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