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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Raquel M. Burton

Government, Civil & Human Rights, Business, Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

11111 Wilson Rd, New Buffalo, MI 49117

Christopher Thomas Travis

Criminal, Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

5789 Hayden Ct., Stevensville, MI 49127

Timothy Stewart Newbold

Trusts, Divorce, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

10940 Garr Rd, Berrien Springs, MI 49103

Katherine Walke

Federal Appellate Practice, Government, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

2221 Hanley Rd S, Saint Joseph, MI 49085

Martin O. Kirk

Criminal, Bankruptcy, Misdemeanor

Status: In Good Standing Licensed: 34 Years

CONTACT

2762 Niles Road, Saint Joseph, MI 49085

Jason Engram

Landlord-Tenant, Trusts, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

515 Ship St, Saint Joseph, MI 49085

Leonard A. White

Labor Law, Family Law, Insurance, Bankruptcy

Status: In Good Standing

CONTACT

4087 Deja Path, Saint Joseph, MI 49085

Robert B. Lutz

Tax, Dispute Resolution, Estate Planning, Bankruptcy

Status: In Good Standing

CONTACT

Saint Joseph, MI 49085

Donna B. Howard

Criminal, Collection

Status: In Good Standing Licensed: 27 Years

CONTACT

811 Port St, Saint Joseph, MI 49085

Zachary Scott Smith

Contract, Collection, Personal Injury, Divorce

Status: In Good Standing Licensed: 8 Years

CONTACT

811 Port St, Saint Joseph, MI 49085

800-923-0641

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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Sawyer Bankruptcy & Debt Lawyer, Michigan

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Marrs & Terry, PLLC

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Raquel M. Burton

Christopher Thomas Travis

Timothy Stewart Newbold

Katherine Walke

Martin O. Kirk

Jason Engram

Leonard A. White

Robert B. Lutz

Donna B. Howard

Zachary Scott Smith

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LEGAL TERMS

DISPOSABLE INCOME

AUTOMATIC STAY

PRIORITY DEBT

TOXIC TORT

ADMINISTRATIVE EXPENSES

COLLECTION AGENCY

PREFERENCE

FAIR CREDIT BILLING ACT (FCBA)

SECRET WARRANTY PROGRAM

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