Schenectady County, NY Reorganization Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Stephen Louis Rockmacher

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Immigration, Real Estate, Criminal, Divorce & Family Law, Traffic

Stephen Rockmacher has over 25 years experience concentrating but not limited to Immigration, Real Estate, Criminal and Family law cases. He is focuse... (more)

FREE CONSULTATION

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800-923-5440

2025 Broadway, Schenectady, NY 12306

Eric A Tepper

Traffic, Wills, Family Law, Corporate

Status: In Good Standing

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113 Saratoga Road, Route 50, Schenectady, NY 12302

Timothy F Wilkens

Real Estate, Estate Planning, Environmental Law, Family Law

Status: In Good Standing

FREE CONSULTATION

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215 State Street, Schenectady, NY 12301

James W. Bendall

DUI-DWI, Personal Injury, Medical Malpractice, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

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836 Plymouth Avenue, Schenectady, NY 12308

James W. Bendall

Accident & Injury, Medical Malpractice

Status: In Good Standing Licensed: 54 Years

FREE CONSULTATION

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836 Plymouth Avenue, Schenectady, NY 12308

Paul M. Callahan

Criminal, Traffic, Estate, Power of Attorney, Real Estate

Status: In Good Standing Licensed: 48 Years

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4886 Western Turnpike, Duanesburg, NY 12056

Kevin S. Mednick

Insurance, Products Liability, Personal Injury, Medical Malpractice

Status: In Good Standing Licensed: 46 Years

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836 Plymouth Ave, Schenectady, NY 12308

Kenneth P Litz

Social Security -- Disability, Family Law, Business Organization, Products Liability

Status: In Good Standing Licensed: 45 Years

CONTACT

143 Clinton St, Schenectady, NY 12305

Charles J Assini

Education, Other, Government, Employment

Status: In Good Standing

CONTACT

1430 Balltown Rd, Schenectady, NY 12309

Eric Alan Tepper

Visa, Family Law, Divorce, DUI-DWI, Medical Malpractice

Status: In Good Standing

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113 Saratoga Rd, Schenectady, NY 12302

800-923-0641

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LEGAL TERMS

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

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Schenectady County, NY Reorganization Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Stephen Louis Rockmacher

Eric A Tepper

Timothy F Wilkens

James W. Bendall

James W. Bendall

Paul M. Callahan

Kevin S. Mednick

Kenneth P Litz

Charles J Assini

Eric Alan Tepper

TIPS

LEGAL TERMS

GENERAL PARTNER

WINDING UP

FRATERNAL BENEFIT SOCIETY BENEFITS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

LIABILITY

NO-FAULT INSURANCE

CHAPTER 13 BANKRUPTCY

CHAPTER 7 BANKRUPTCY

NONDISCHARGEABLE DEBTS

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