Schoolcraft County, MI Bankruptcy Lawyers

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

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John R. Wood

Real Estate, Admiralty & Maritime, Administrative Law

Status: In Good Standing Licensed: 44 Years

CONTACT

127 S Cedar St, Manistique, MI 49854

Stephen L. Wood

Real Estate, Estate Planning, Family Law, Divorce & Family Law

Status: In Good Standing Licensed: 45 Years

CONTACT

127 S Cedar St, Manistique, MI 49854

Kathryn S. Denholm

Real Estate, Family Law, Criminal

Status: In Good Standing Licensed: 48 Years

CONTACT

210 1/2 Oak Sstreet, Manistique, MI 49854

Stephen L. Wood

Real Estate, Estate Planning, Family Law, Divorce & Family Law

Status: In Good Standing Licensed: 45 Years

CONTACT

127 S Cedar St, Manistique, MI 49854

John R. Wood

Real Estate, Admiralty & Maritime, Administrative Law

Status: In Good Standing Licensed: 44 Years

CONTACT

127 S Cedar St, Manistique, MI 49854

Bruce Plackowski

General Practice

Status: In Good Standing Licensed: 47 Years

CONTACT

200 Pearl St, Manistique, MI 49854

Peter J. Hollenbeck

Real Estate

Status: Inactive Licensed: 48 Years

CONTACT

7906 W Island Lake Rd, Manistique, MI 49854

Timothy Robert Noble

General Practice

Status: In Good Standing Licensed: 14 Years

CONTACT

300 Walnut St, Manistique, MI 49854

800-923-0641

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

FCBA

See Fair Credit Billing Act.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

CCCS

See Consumer Credit Counseling Service.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

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Schoolcraft County, MI Bankruptcy Lawyers

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

John R. Wood

Stephen L. Wood

Kathryn S. Denholm

Stephen L. Wood

John R. Wood

Bruce Plackowski

Peter J. Hollenbeck

Timothy Robert Noble

TIPS

LEGAL TERMS

NUISANCE FEES

UNSECURED DEBT

FORBEARANCE

FCBA

TRUTH IN LENDING ACT (TILA)

LIABILITY

CCCS

MEETING OF CREDITORS

MEANS TEST

SAMPLE LEGAL CASES

RDM Holdings, Ltd. v. Continental Plastics Co.

Gulf Underwriters Ins. Co. v. McCLAIN INDUSTRIES, INC.

MICHIGAN COMMERCE BANK v. PALMS INVESTMENTS, LLC

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