Schooleys Mountain Collection Lawyer, New Jersey

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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John Michael Breslin

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General Practice

Experienced Attorney At Law with a demonstrated history of working in the law practice industry. Skilled in Legal Writing, Trials, Litigation, Landlor... (more)

FREE CONSULTATION

CONTACT

973-983-7020

3 Main St, Newton, NJ 07860

M. Richard Valenti

Corporate, Business Organization, Banking & Finance, Collection

Status: In Good Standing

CONTACT

One Main Street, Newton, NJ 07860

James M. Cerra

Farms, Alimony & Spousal Support, Adoption, Collection

Status: In Good Standing

CONTACT

One Main Street, Newton, NJ 07860

Gary A. Blaustein

Child Support, Adoption, Corporate, Collection

Status: In Good Standing Licensed: 40 Years

CONTACT

347 Main St, Bedminster, NJ 07921

A. Gregory D'Alessandro

Business Organization, Collection, Products Liability, Medical Malpractice

Status: In Good Standing

CONTACT

2 North Finley Avenue, Basking Ridge, NJ 07920

Tana Bucca

Construction, Wills & Probate, Business, Collection

Status: In Good Standing

CONTACT

67 East Park Place, Morristown, NJ 07960

Lee Scott Befeler

Arbitration, Bad Faith Insurance, Corporate, Collection

Status: In Good Standing Licensed: 37 Years

CONTACT

60 Maple Avenue, Morristown, NJ 07963

Charles Brand

Tax, Estate, Collection, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Newton, NJ 07860

Linda Mainenti-Walsh

Family Law, Child Custody, Adoption, Collection

Status: In Good Standing

CONTACT

165 East Main Street, Denville, NJ 07834

Victor Spinelli

Foreclosure, Wills & Probate, Business, Collection

Status: In Good Standing

CONTACT

7 Century Drive, Parsippany, NJ 07054

800-923-0641

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

FDCPA

See Fair Debt Collections & Practices Act.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Schooleys Mountain Collection Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

John Michael Breslin

M. Richard Valenti

James M. Cerra

Gary A. Blaustein

A. Gregory D'Alessandro

Tana Bucca

Lee Scott Befeler

Charles Brand

Linda Mainenti-Walsh

Victor Spinelli

TIPS

LEGAL TERMS

DISPOSABLE INCOME

FAIR CREDIT BILLING ACT (FCBA)

UNSECURED DEBT

GRACE PERIOD

DISCHARGEABLE DEBTS

S CORPORATION

FDCPA

BULK SALES LAW

COSIGNER

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