Seatonville Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Larry Eugene Sittler

Social Security, Government, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 35 Years

CONTACT

1615 Fourth St, Peru, IL 61354

Larry Sittler

Social Security, Government, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 35 Years

CONTACT

1615 Fourth St, Peru, IL 61354

Robert Bruce Steele

Divorce & Family Law, Criminal, Americans with Disabilities Act , Collection

Status: In Good Standing Licensed: 50 Years

CONTACT

160 Marquette St, La Salle, IL 61301

Anthony Eugene Sebastian

Workers' Compensation, Bankruptcy, Transactions, Business

Status: In Good Standing Licensed: 15 Years

CONTACT

850 Chartres Street, La Salle, IL 61301

Anthony Sebastian

Workers' Compensation, Bankruptcy, Transactions, Business

Status: In Good Standing Licensed: 15 Years

CONTACT

850 Chartres Street, La Salle, IL 61301

Michael Henneberry

Collection, Divorce, Municipal, Criminal

Status: In Good Standing Licensed: 44 Years

CONTACT

700 S. Main St. Illinois, Princeton, IL 61356

Kathleen Michelle Stevenson

Divorce & Family Law, Trade Associations, Business & Trade, Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

1316 Meriden St, Mendota, IL 61342

Michael Lee Henneberry

Municipal, Divorce, Criminal, Collection

Status: In Good Standing Licensed: 44 Years

CONTACT

17477 2400 North Ave, Walnut, IL 61376

800-923-0641

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LEGAL TERMS

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CREDIT FILE

See credit report.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

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Seatonville Bankruptcy & Debt Lawyer, Illinois

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PMJ PLLC

SPONSORED LAWYERS

Larry Eugene Sittler

Larry Sittler

Robert Bruce Steele

Anthony Eugene Sebastian

Anthony Sebastian

Michael Henneberry

Kathleen Michelle Stevenson

Michael Lee Henneberry

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LEGAL TERMS

HOUSEHOLDER

COSIGNER

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

IRS EXPENSES

FORBEARANCE

FRAUDULENT TRANSFER

401(K) PLAN

CREDIT FILE

LIQUIDATING PARTNER

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