Seattle Bankruptcy & Debt Lawyer, Washington, page 2

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Shane Yale Rooney

Alimony & Spousal Support, Child Support, Collection, Commercial Leasing

Status: In Good Standing

CONTACT

10900 NE. 4th Street, Bellevue, WA 98004

Jeffrey Bruce Wells

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

500 Union Street, Seattle, WA 98101

Thomas F McGrath

Credit & Debt

Status: In Good Standing

FREE CONSULTATION

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13555 Bel Red Road, Bellevue, WA 98005

Stephen Garvey

Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

7100 Evergreen Way, Everett, WA 98203

Jeffrey C. Wishko

Complex Litigation, Cleanup & Superfund, Collective Bargaining, Bankruptcy Litigation

Status: In Good Standing

CONTACT

2918 Colby Avenue, Everett, WA 98201

Andrew O. Carrington

Wills & Probate, Contract, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 34 Years

CONTACT

500 Union St, Seattle, WA 98101

Jason Ellis Anderson

Foreclosure, International Tax, Consumer Protection, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

20935 6th Ave S, Seattle, WA 98198

Mona Smith

Litigation, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

500 Union St, Seattle, WA 98101

Scott Roberts Weaver

Landlord-Tenant, Construction, Litigation, Credit & Debt

Status: In Good Standing

CONTACT

701 5Th Ave, Seattle, WA 98104

Noel Christopher Howe

Intellectual Property, Corporate, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

801 2Nd Ave, Seattle, WA 98104

800-923-0641

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CREDIT FILE

See credit report.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Seattle Bankruptcy & Debt Lawyer, Washington, page 2

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Shane Yale Rooney

Jeffrey Bruce Wells

Thomas F McGrath

Stephen Garvey

Jeffrey C. Wishko

Andrew O. Carrington

Jason Ellis Anderson

Mona Smith

Scott Roberts Weaver

Noel Christopher Howe

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LEGAL TERMS

SETOFF

GRACE PERIOD

DOING BUSINESS AS (DBA)

CHAPTER 13 BANKRUPTCY

CREDIT FILE

CREDIT COUNSELING

COLLECTION AGENCY

CREDIT INSURANCE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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