Shawneetown Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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James Lealon Van Winkle

Real Estate, Government, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

301 S Jackson St, Mc Leansboro, IL 62859

James Van Winkle

Real Estate, Government, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

301 S Jackson St, Mc Leansboro, IL 62859

Joseph Neely

Family Law, Divorce & Family Law, Civil Rights, Transactions, Credit & Debt

Status: In Good Standing

CONTACT

1001 Market St, Metropolis, IL 62960

Kristin M. Kyle

General Practice

Status: In Good Standing Licensed: 8 Years

CONTACT

Harrisburg, IL 62946

Michael J. Bassi

Property Damage, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

301 South Jackson Street, Mc Leansboro, IL 62859

Nicole Lynn Vanzant

Divorce & Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

107 North Washington St., Mc Leansboro, IL 62859

Paul L. Myers

Social Security, Elder Law, Securities, Collection

Status: In Good Standing Licensed: 46 Years

CONTACT

1 S Main St, Harrisburg, IL 62946

Raub Warren Bierbaum

Credit & Debt, Business & Trade

Status: Inactive Licensed: 23 Years

CONTACT

Metropolis, IL 62960

Richard Kermit Kruger

Traffic, Estate Planning, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 53 Years

CONTACT

110 W 5Th St, Metropolis, IL 62960

Richard Kruger

Traffic, Estate Planning, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 53 Years

CONTACT

110 W 5Th St, Metropolis, IL 62960

800-923-0641

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LEGAL TERMS

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CCCS

See Consumer Credit Counseling Service.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

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Shawneetown Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

James Lealon Van Winkle

James Van Winkle

Joseph Neely

Kristin M. Kyle

Michael J. Bassi

Nicole Lynn Vanzant

Paul L. Myers

Raub Warren Bierbaum

Richard Kermit Kruger

Richard Kruger

TIPS

LEGAL TERMS

NO-FAULT INSURANCE

SECURED DEBT

SUBROGATION

CCCS

DOING BUSINESS AS (DBA)

CURRENT MONTHLY INCOME

GUARANTEED RESERVATION

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CREDIT INSURANCE

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