Shingle Springs Bankruptcy & Debt Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Daryl J. Lander

Estate, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing

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4120 Cameron Park Drive, Cameron Park, CA 95682

James Louis Brunello

Bankruptcy & Debt

Status: In Good Standing Licensed: 54 Years

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4980 Hillsdale Cir, El Dorado Hills, CA 95762

Neil Lloyd Enmark

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Status: In Good Standing Licensed: 33 Years

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13 Trustee, Folsom, CA 95630

Steven Joseph Packey

International Tax, Gift Taxation, Estate Planning, Bankruptcy

Status: In Good Standing Licensed: 28 Years

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4364 Town Center Blvd St, Folsom, CA 95762

Calvin John Massey

General Practice

Status: In Good Standing

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5170 Golden Foothill Pkwy, Folsom, CA 95762

Richard Aguila Taguinod

Employee Rights, Corporate, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 25 Years

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5170 Golden Foothill Pkwy, Folsom, CA 95762

Paul R Kraft

Litigation, Wills & Probate, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 23 Years

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5170 Golden Foothill Pkwy, Folsom, CA 95762

Tim S Hodson

Lawsuit & Dispute, Elder Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 16 Years

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2201 Francisco Dr, Folsom, CA 95762

Brian Anthony Clark

Commercial Real Estate, Contract, Business, Bankruptcy

Status: In Good Standing Licensed: 20 Years

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3709 Whitmore Pl, Folsom, CA 95762

Jeffery A. Sly

Government Contract, Employee Rights, Administrative Law, Collection

Status: In Good Standing Licensed: 33 Years

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560 E Natoma St, Folsom, CA 95630

800-923-0641

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LEGAL TERMS

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

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Shingle Springs Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Daryl J. Lander

James Louis Brunello

Neil Lloyd Enmark

Steven Joseph Packey

Calvin John Massey

Richard Aguila Taguinod

Paul R Kraft

Tim S Hodson

Brian Anthony Clark

Jeffery A. Sly

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LEGAL TERMS

CREDIT REPORT

CHAPTER 13 BANKRUPTCY

LIEN

GENERAL PARTNER

MEANS TEST

DISCHARGEABLE DEBTS

WORKOUT

NONEXEMPT PROPERTY

TRADE NAME

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