Silverlake Bankruptcy & Debt Lawyer, Washington, page 2

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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6. Website
7. Profile

Herbert Irwin Lakefish

Contract, Credit & Debt, Corporate, Business & Trade

Status: Deceased Licensed: 58 Years

CONTACT

2330 Olympia Ln, Longview, WA 98632

Kimberly Ann Timmons

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 21 Years

CONTACT

1015 Ocean Beach Hwy, Longview, WA 98632

Norman C. Dick

Insurance, Collection, Litigation, Civil Rights

Status: Inactive Licensed: 41 Years

CONTACT

133 Beacon Hill Dr, Longview, WA 98632

Christopher A. Eastwood

DUI-DWI, Criminal, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

Longview, WA 98632

Chelsea C Baldwin

Landlord-Tenant, Family Law, Divorce & Family Law, Bankruptcy

Status: In Good Standing

CONTACT

Longview, WA 98632

Matthew J. Anderton

Commercial Real Estate, International Tax, Corporate, Credit & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

Longview, WA 98632

Corey James Larson

Administrative Law, Bankruptcy, Estate Planning, Securities Regulation

Status: In Good Standing Licensed: 22 Years

CONTACT

Longview, WA 98632

Erin Helen Winkles

General Practice

Status: In Good Standing Licensed: 8 Years

CONTACT

Longview, WA 98632

Rhonda E Brown

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 73 Years

CONTACT

3725 Columbia Heights Rd, Longview, WA 98632

Theresa Ann Byrd

Commercial Bankruptcy, Landlord-Tenant, Elder Law, Estate Planning

Status: In Good Standing Licensed: 44 Years

CONTACT

200 Triangle Shopping Ctr, Longview, WA 98632

800-923-0641

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LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CREDIT FILE

See credit report.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Silverlake Bankruptcy & Debt Lawyer, Washington, page 2

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Herbert Irwin Lakefish

Kimberly Ann Timmons

Norman C. Dick

Christopher A. Eastwood

Chelsea C Baldwin

Matthew J. Anderton

Corey James Larson

Erin Helen Winkles

Rhonda E Brown

Theresa Ann Byrd

TIPS

LEGAL TERMS

UNSECURED DEBT

PREFERENCE

CREDIT INSURANCE

CREDIT REPORT

CREDIT FILE

UNDUE HARDSHIP

CHAPTER 7 BANKRUPTCY

HOUSEHOLDER

TRUTH IN LENDING ACT (TILA)

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