Smartsville Bankruptcy & Debt Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Douglas Randall Ensminger

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Bankruptcy & Debt, Accident & Injury, Criminal, Real Estate, Wills & Probate

D. Randall Ensminger been practicing civil and criminal law for over 35 years and found that our clients truly appreciate the time and effort we put i... (more)

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800-938-5171

570 5th Street, Lincoln, CA 95648

Stephen Johnson

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

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13620 Lincoln Way, Auburn, CA 95603

Tex Ritter

Health Care Other, Family Law, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 38 Years

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342 N School St, Grass Valley, CA 95945

Debra Ann Sitzberger

Land Use & Zoning, Federal, Business & Trade, Commercial Bankruptcy

Status: In Good Standing

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11750 Ridge Rd, Nevada City, CA 95959

Andrew Allen Harris

Land Use & Zoning, Litigation, Corporate, Credit & Debt

Status: In Good Standing Licensed: 23 Years

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Cedar Ridge, CA 95924

Eric Meadow

Credit & Debt, Collection, Defamation & Slander, Car Accident

Status: In Good Standing

FREE CONSULTATION

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16971 Placer Hills Road, Meadow Vista, CA 95722

Sarbdeep Heir Atwal

Workers' Compensation, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing

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335 Teegarden Ave, Yuba City, CA 95991

Donald K Wahlberg

Juvenile Law, Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 31 Years

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322 1st Street, Marysville, CA 95901

Helga Anna White

Real Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

310 Bridgeview Dr, Auburn, CA 95603

James F. Bunnell

International Tax, Bankruptcy

Status: Inactive

CONTACT

310 Bridgeview Dr, Auburn, CA 95603

800-923-0641

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LEGAL TERMS

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FCBA

See Fair Credit Billing Act.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

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Smartsville Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Douglas Randall Ensminger

Stephen Johnson

Tex Ritter

Debra Ann Sitzberger

Andrew Allen Harris

Eric Meadow

Sarbdeep Heir Atwal

Donald K Wahlberg

Helga Anna White

James F. Bunnell

TIPS

LEGAL TERMS

CHAPTER 13 PLAN

SECRET WARRANTY PROGRAM

COLLECTION AGENCY

PRESUMED ABUSE

401(K) PLAN

GRACE PERIOD

SOLE PROPRIETORSHIP

FCBA

NONDISCHARGEABLE DEBTS

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