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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Arthur I Blutter

Tax, Foreclosure, Litigation, Bankruptcy

Status: In Good Standing

CONTACT

150 Motor Pkwy, Hauppauge, NY 11788

Brandi Pamela Klineberg

Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

102 Motor Pkwy, Smithtown, NY 11788

Peter Christopher Stein

Divorce & Family Law, Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

CONTACT

195 E Main St, Smithtown, NY 11787

Joseph Allan Solow

Real Estate, Litigation, Bankruptcy & Debt

Status: In Good Standing

CONTACT

330 Motor Pkwy, Smithtown, NY 11788

Edward Chris Hansen

Industry Specialties, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

444 Route 111, Smithtown, NY 11787

Stephen Paul Gelfand

Real Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 55 Years

CONTACT

548 W Jericho Tpke, Smithtown, NY 11787

Susan Henion Jannace

Criminal, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

43 Corporate Dr, Smithtown, NY 11788

Michael C. Delisa

Education, Landlord-Tenant, Civil & Human Rights, Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

444 Route 111, Smithtown, NY 11787

Joseph Anthony Quatela

Health Care Other, Employment Discrimination, Child Custody, Credit & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

888 Veterans Hwy, Smithtown, NY 11788

Mady Andrea Adler

Credit & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

9 Larkspur Dr, Smithtown, NY 11787

800-923-0641

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LEGAL TERMS

FDCPA

See Fair Debt Collections & Practices Act.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

COLLATERAL

Property that guarantees payment of a secured debt.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Smithtown Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Arthur I Blutter

Brandi Pamela Klineberg

Peter Christopher Stein

Joseph Allan Solow

Edward Chris Hansen

Stephen Paul Gelfand

Susan Henion Jannace

Michael C. Delisa

Joseph Anthony Quatela

Mady Andrea Adler

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LEGAL TERMS

FDCPA

TRUTH IN LENDING ACT (TILA)

LIEN

PREFERENCE

DEBIT CARD

GUARANTOR

COLLATERAL

SOLE PROPRIETORSHIP

LOSS DAMAGE WAIVER (LDW)

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