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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Raymond John Isleib

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2837 G St, Merced, CA 95340

Justin Thomas Allen

Trusts, Family Law, Elder Law, Bankruptcy

Status: Suspended Licensed: 19 Years

CONTACT

2300 Sylvan Ave, Modesto, CA 95357

Patrick B. Greenwell

Criminal, Civil Rights, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

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1301 G Street., Modesto, CA 95354

John Nguyen

Farms, Divorce, DUI-DWI, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

815 15Th St, Modesto, CA 95354

Mark Girdner

Foreclosure, DUI-DWI, Criminal, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

815 15Th St, Modesto, CA 95354

Mahanvir Singh Sahota

Employee Rights, Corporate, Bankruptcy, Medical Malpractice, Construction

Status: In Good Standing Licensed: 18 Years

CONTACT

928 12Th St, Modesto, CA 95354

Thomas Oscar Gillis

Landlord-Tenant, Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 58 Years

CONTACT

1006 H Street, Modesto, CA 95354

Ameet Singh Birring

Workers' Compensation, Contract, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 12 Years

CONTACT

1301 K Street, Modesto, CA 95354

Steven S. Altman

Litigation, Commercial Bankruptcy, Bankruptcy Litigation, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 49 Years

CONTACT

1127 12th St, Modesto, CA 95354

David Cline Johnston

Traffic, Trusts, Estate, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 48 Years

CONTACT

1600 G St, Modesto, CA 95354

800-923-0641

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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Snelling Bankruptcy Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Raymond John Isleib

Justin Thomas Allen

Patrick B. Greenwell

John Nguyen

Mark Girdner

Mahanvir Singh Sahota

Thomas Oscar Gillis

Ameet Singh Birring

Steven S. Altman

David Cline Johnston

TIPS

LEGAL TERMS

CREDIT BUREAU

AUTOMATIC STAY

CREDIT COUNSELING

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SETOFF

UNSECURED DEBT

CHAPTER 13 PLAN

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CREDITOR

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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