South Cle Elum Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Joyce Heritage

Motor Vehicle, DUI-DWI, Criminal, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

Cle ELum, WA 98922

Maridy P McCuen

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 76 Years

CONTACT

Cle Elum, WA 98922

Traci Ann Sammeth

Construction, Civil Rights, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

Cle Elum, WA 98922

Kimberly L Belcher

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 75 Years

CONTACT

Ronald, WA 98940

Jon Peter Ferguson

State Government, Civil Rights, Insurance, Consumer Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

610 Meadow View Dr, Ellensburg, WA 98926

Eryn A Micallef

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 19 Years

CONTACT

2731 Robinson Canyon Rd, Ellensburg, WA 98926

Cathy Ann Busha

Family Law, Elder Law, Contract, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

1206 N Dolarway Rd, Ellensburg, WA 98926

Reed C. Gardner

Commercial Real Estate, Estate Planning, Family Law, Bankruptcy

Status: Deceased Licensed: 58 Years

CONTACT

1206 N Dolarway Rd, Ellensburg, WA 98926

Christopher Elliott Horner

Employment Discrimination, Civil Rights, Contract, Bankruptcy

Status: In Good Standing Licensed: 49 Years

CONTACT

205 W 5Th Ave, Ellensburg, WA 98926

Christopher E. Horner

Employment Discrimination, Civil Rights, Contract, Bankruptcy

Status: In Good Standing Licensed: 49 Years

CONTACT

205 W 5Th Ave, Ellensburg, WA 98926

800-923-0641

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LEGAL TERMS

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

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South Cle Elum Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Joyce Heritage

Maridy P McCuen

Traci Ann Sammeth

Kimberly L Belcher

Jon Peter Ferguson

Eryn A Micallef

Cathy Ann Busha

Reed C. Gardner

Christopher Elliott Horner

Christopher E. Horner

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LEGAL TERMS

FRAUDULENT TRANSFER

FAIR CREDIT REPORTING ACT (FCRA)

GUARANTOR

WORKOUT

GRACE PERIOD

DISPOSABLE INCOME

INTEREST

GARNISHMENT

BANKRUPTCY TRUSTEE

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