South Seaville Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

x
Click For More Info:

Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
5. Visit:
6. Website
7. Profile

Kenneth Psota

✓ VERIFIED

Accident & Injury, Bankruptcy & Debt, Divorce & Family Law, Employment, Lawsuit & Dispute

Kenneth Psota graduated cum laude from Widener University School of Law in Harrisburg, PA, and is licensed to practice law in both New Jersey and Penn... (more)

FREE CONSULTATION

CONTACT

800-983-3280

199 New Rd, Linwood, NJ 08221

Molly Todd Merenich

Administrative Law, Agriculture, Bankruptcy, Corporate

Status: In Good Standing

CONTACT

767 Shore Rd, Linwood, NJ 08221

Beverly McCall

Divorce & Family Law, Criminal, Bankruptcy & Debt, Estate

Status: In Good Standing Licensed: 40 Years

FREE CONSULTATION

CONTACT

4114 Park Road, Sea Isle City, NJ 08243

Jennifer F Torsiello

Collection, Litigation, Civil Rights, Federal Trial Practice

Status: In Good Standing

CONTACT

1891 State Highway 50, Tuckahoe, NJ 08250

William E Brewer

Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

1217 Shore Rd, Ocean View, NJ 08230

Charles T. Gemmel

Agriculture, Corporate, Administrative Law, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

767 Shore Road, Linwood, NJ 08221

Robert P. Merenich

Agriculture, Corporate, Administrative Law, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

767 Shore Rd, Linwood, NJ 08221

Robert A. Loefflad

Real Estate, Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

Ford Flower Hasbrouck & King, Linwood, NJ 08221

Victoria A Steffen

Bankruptcy

Status: In Good Standing

CONTACT

505 New Rd Ste 3, Somers Point, NJ 08244

Ali Homayouni

Real Estate, Landlord-Tenant, Collection

Status: In Good Standing

CONTACT

334 Oakcrest Ave., Northfield, NJ 08225

800-923-0641

Free Help: Use This Form or Call 800-943-8690

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Messages from all messaging and voice technologies including Email, Text, Phone, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

SORT BY:

FILTER BY:

Free Consultation
Male
Female
Suspended

South Seaville Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Kenneth Psota

Molly Todd Merenich

Beverly McCall

Jennifer F Torsiello

William E Brewer

Charles T. Gemmel

Robert P. Merenich

Robert A. Loefflad

Victoria A Steffen

Ali Homayouni

TIPS

LEGAL TERMS

DEFINED CONTRIBUTION PLAN

COLLECTION AGENCY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FAIR CREDIT BILLING ACT (FCBA)

NONEXEMPT PROPERTY

COSIGNER

CHAPTER 13 BANKRUPTCY

NUISANCE FEES

LIEN

SORT BY:

FILTER BY:

PRACTICE AREAS

NEARBY CITY SUGGESTIONS

Lawyer.com Legal Protection Plan

Premium Membership

Additional Services

Resources

My Account Details