Spangle Bankruptcy & Debt Lawyer, Washington, page 3

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Kjirstin June Graham

Real Estate, Trusts, Estate Planning, Commercial Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

618 W. Riverside, Spokane, WA 99201

Michael M. Parker

Real Estate, Family Law, Corporate, Bankruptcy, Contract

Status: In Good Standing Licensed: 38 Years

CONTACT

1106 N. Washington Street, Spokane, WA 99201

Stephen Kerr Eugster

Contract, Bankruptcy, Elder Law, Family Law

Status: Deceased Licensed: 55 Years

CONTACT

2418 W Pacific Ave, Spokane, WA 99201

Robert C Hahn

Mass Torts, Immigration, Federal, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

2906 N Argonne Rd, Spokane, WA 99212

Erin E Pounds

Environmental Law Other, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 13 Years

CONTACT

500 N Cedar St, Spokane, WA 99201

David L. Powers

Business & Trade, Commercial Bankruptcy, Intellectual Property, Corporate

Status: In Good Standing

CONTACT

Spokane, WA 99223

Svitlana V Elliott

Immigration, Insurance, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 19 Years

CONTACT

920 N Argonne Rd, Spokane, WA 99212

Pamela Hazelton Rohr

Litigation, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing

CONTACT

Spokane, WA 99214

Hector E Quiroga

Visa, Immigration, Bankruptcy & Debt, Bankruptcy

Status: In Good Standing

CONTACT

505 N Argonne Rd, Spokane, WA 99212

Pamela Hazelton Rohr

Litigation, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing

CONTACT

Spokane, WA 99214

800-923-0641

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FCRA

See Fair Credit Reporting Act.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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Spangle Bankruptcy & Debt Lawyer, Washington, page 3

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Kjirstin June Graham

Michael M. Parker

Stephen Kerr Eugster

Robert C Hahn

Erin E Pounds

David L. Powers

Svitlana V Elliott

Pamela Hazelton Rohr

Hector E Quiroga

Pamela Hazelton Rohr

TIPS

LEGAL TERMS

CCCS

CHAPTER 7 BANKRUPTCY

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

NONEXEMPT PROPERTY

FCRA

LOSS DAMAGE WAIVER (LDW)

FAIR CREDIT BILLING ACT (FCBA)

ADMINISTRATIVE EXPENSES

SECRET WARRANTY PROGRAM

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