Spokane Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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S. Brent Sorenson

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

505 North Argonne Road, Spokane, WA 99212

Steven Schneider

Bankruptcy & Debt, Lawsuit & Dispute, Business, Real Estate

Status: In Good Standing

FREE CONSULTATION

CONTACT

203 N. Washington Street, Spokane, WA 99201

Michael M. Parker

Real Estate, Family Law, Corporate, Bankruptcy, Contract

Status: In Good Standing Licensed: 37 Years

CONTACT

1106 N. Washington Street, Spokane, WA 99201

Shane Coleman

Wills & Probate, Estate Planning, Collection, Bankruptcy

Status: In Good Standing Licensed: 22 Years

FREE CONSULTATION

CONTACT

3021 S. Regal St., Ste 101, Spokane, WA 99223

Shadan Kapri

Estate Planning, Family Law, Business & Trade, Commercial Bankruptcy

Status: In Good Standing

CONTACT

1312 N Monroe St, Spokane, WA 99201

Robert C Hahn

Mass Torts, Immigration, Federal, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

2906 N Argonne Rd, Spokane, WA 99212

Elizabeth Marie Mcbride

Landlord-Tenant, Litigation, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

28 W Indiana Ave, Spokane, WA 99205

Edward Harrison Turner

Health Care Other, Public Utilities, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

720 W Boone Ave, Spokane, WA 99201

Pamela Hazelton Rohr

Litigation, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing

CONTACT

Spokane, WA 99214

Svitlana V Elliott

Immigration, Insurance, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 19 Years

CONTACT

920 N Argonne Rd, Spokane, WA 99212

800-923-0641

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CCCS

See Consumer Credit Counseling Service.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Spokane Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

S. Brent Sorenson

Steven Schneider

Michael M. Parker

Shane Coleman

Shadan Kapri

Robert C Hahn

Elizabeth Marie Mcbride

Edward Harrison Turner

Pamela Hazelton Rohr

Svitlana V Elliott

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

CREDIT REPORT

UNDUE HARDSHIP

CREDIT COUNSELING

CCCS

SECURED DEBT

WORKOUT

LIEN

IRS EXPENSES

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