Springboro Bankruptcy & Debt Lawyer, Ohio

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
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Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Darlene E. Fierle

Real Estate, Federal Appellate Practice, Collection, Bankruptcy

Status: In Good Standing

CONTACT

140 N Main St, Springboro, OH 45066

Richard West

Corporate, Bankruptcy, Personal Injury, Family Law

Status: In Good Standing

CONTACT

195 E Central Ave, Springboro, OH 45066

Barbara Louise Horwitz

Power of Attorney, Litigation, Consumer Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

20 South Main Street, Springboro, OH 45066

Joe Kirby

Criminal, Accident & Injury, Bankruptcy & Debt, Divorce & Family Law

Status: In Good Standing

CONTACT

4 Sycamore Creek Dr, Springboro, OH 45066

Scott Allen King

Litigation, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

10050 Innovation Dr, Miamisburg, OH 45342

Cynthia L. Brandenburg

Family Law, Criminal, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 39 Years

CONTACT

4 Sycamorecreek Dr, Springboro, OH 45066

John Edwin Sharts

Family Law, Corporate, Collection, Personal Injury

Status: In Good Standing Licensed: 51 Years

CONTACT

310 W Central Ave, Springboro, OH 45066

Rena Guarnieri Sauer

International Other, Health Care Other, Employee Rights, Collection

Status: In Good Standing Licensed: 29 Years

CONTACT

9240 Marketplace Drive, Miamisburg, OH 45342

David Alexander Collins

Litigation, Insurance, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

9443 Springboro Pike, Miamisburg, OH 45342

James Everett Byrd

Computer Law, Corporate, Business, Commercial Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

9443 Springboro Pike, Miamisburg, OH 45342

800-923-0641

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Springboro Bankruptcy & Debt Lawyer, Ohio

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Darlene E. Fierle

Richard West

Barbara Louise Horwitz

Joe Kirby

Scott Allen King

Cynthia L. Brandenburg

John Edwin Sharts

Rena Guarnieri Sauer

David Alexander Collins

James Everett Byrd

TIPS

LEGAL TERMS

SECURED DEBT

GUARANTOR

CHAPTER 13 PLAN

GUARANTEED RESERVATION

GARNISHMENT

FAIR CREDIT REPORTING ACT (FCRA)

CHAPTER 7 BANKRUPTCY

MEETING OF CREDITORS

TRUTH IN LENDING ACT (TILA)

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