Springdale Bankruptcy & Debt Lawyer, Washington, page 5

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
5. Visit:
6. Website
7. Profile

William L. Baker

Traffic, Health Care, Criminal, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

1011 W Mallon Ave, Spokane, WA 99201

Elizabeth Marie Mcbride

Landlord-Tenant, Litigation, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

28 W Indiana Ave, Spokane, WA 99205

Michael M. Parker

Real Estate, Family Law, Corporate, Bankruptcy, Contract

Status: In Good Standing Licensed: 37 Years

CONTACT

1106 N. Washington Street, Spokane, WA 99201

Walter Lynn Ayers

Aviation, Federal Appellate Practice, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

1312 N Monroe St, Spokane, WA 99201

Walter Lynn Ayers

Aviation, Federal Appellate Practice, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

1312 N Monroe St, Spokane, WA 99201

Linnwood Douglas Sampson

Foreclosure, Estate Planning, Business & Trade, Commercial Bankruptcy, Land Use & Zoning

Status: In Good Standing Licensed: 49 Years

CONTACT

1201 N Ash St, Spokane, WA 99201

Gregory Bertram Lipsker

Securities, Commercial Bankruptcy, Business & Trade, Electronic Commerce

Status: In Good Standing Licensed: 48 Years

CONTACT

1213 W Railroad Ave, Spokane, WA 99201

Ellen M Hendrick

Family Law, Civil Rights, Contract, Bankruptcy

Status: In Good Standing

CONTACT

905 W Riverside Ave, Spokane, WA 99201

Brian Cameron

Landlord-Tenant, Credit & Debt, Family Law, Personal Injury

Status: In Good Standing Licensed: 12 Years

CONTACT

905 W Riverside Ave, Spokane, WA 99201

C. Robert Ogden

Insurance, Commercial Bankruptcy, Corporate, Business & Trade

Status: Deceased Licensed: 73 Years

CONTACT

1116 W Riverside Ave, Spokane, WA 99210

800-923-0641

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FDCPA

See Fair Debt Collections & Practices Act.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

Springdale Bankruptcy & Debt Lawyer, Washington, page 5

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

William L. Baker

Elizabeth Marie Mcbride

Michael M. Parker

Walter Lynn Ayers

Walter Lynn Ayers

Linnwood Douglas Sampson

Gregory Bertram Lipsker

Ellen M Hendrick

Brian Cameron

C. Robert Ogden

TIPS

LEGAL TERMS

GRACE PERIOD

DEBT COLLECTOR

FAIR CREDIT REPORTING ACT (FCRA)

NONEXEMPT PROPERTY

FDCPA

CHAPTER 7 BANKRUPTCY

COSIGNER

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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