Stephenson County, IL Bankruptcy & Debt Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for Stephenson Bankruptcy & Debt lawyer.
Below are all Stephenson lawyers.

Lyle A. Krug

Accident & Injury, Estate, Real Estate, Wills & Probate

Status: In Good Standing Licensed: 53 Years

CONTACT

10 N Galena Ave, Freeport, IL 61032

Malcolm Mcpherson

International Tax, Estate Planning, Estate, Business

Status: In Good Standing Licensed: 52 Years

CONTACT

1720 S Hance Dr, Freeport, IL 61032

Robert E. Eden

Litigation, Estate Planning, Civil Rights, Personal Injury

Status: In Good Standing Licensed: 45 Years

CONTACT

722 Santa Fe Dr, Freeport, IL 61032

William Ellis Sisler

Estate Planning, Divorce, DUI-DWI, Personal Injury

Status: In Good Standing Licensed: 56 Years

CONTACT

10 N Galena Ave, Freeport, IL 61032

Heather Mcpherson

Condominiums, Estate Planning, Elder Law, Transactions, Personal Injury

Status: In Good Standing Licensed: 24 Years

CONTACT

1720 Hance Dr, Freeport, IL 61032

John Whiton

Real Estate, Estate, Estate Planning

Status: In Good Standing Licensed: 50 Years

CONTACT

8 E Stephenson St, Freeport, IL 61032

Bridget Colleen Trainor

Commercial Real Estate, Litigation, Civil Rights, Business

Status: In Good Standing Licensed: 17 Years

CONTACT

1005 W Loras Drive, Freeport, IL 61032

Franklin Claude Cook

Immigration, Estate Planning, Estate, Transactions, Collection

Status: In Good Standing Licensed: 44 Years

CONTACT

773 W Lincoln Blvd, Freeport, IL 61032

Karla Niemann

Juvenile Law, Motor Vehicle, Divorce & Family Law, Criminal, Personal Injury

Status: In Good Standing

CONTACT

50 West Douglas Street, Freeport, IL 61032

Karla Marie Niemann

Traffic, Divorce, DUI-DWI, Personal Injury

Status: In Good Standing

CONTACT

260 W South St, Freeport, IL 61032

800-923-0641

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

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Stephenson County, IL Bankruptcy & Debt Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Lyle A. Krug

Malcolm Mcpherson

Robert E. Eden

William Ellis Sisler

Heather Mcpherson

John Whiton

Bridget Colleen Trainor

Franklin Claude Cook

Karla Niemann

Karla Marie Niemann

TIPS

LEGAL TERMS

DISCHARGE (OF DEBTS)

UNSECURED DEBT

GUARANTOR

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

TOXIC TORT

COLLECTION AGENCY

ABUSE

PREFERENCE

REDEMPTION

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