Sterling Bankruptcy & Debt Lawyer, Michigan, page 2

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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James J. Hayes

Accident & Injury, Bankruptcy, Employment, Estate

Status: In Good Standing Licensed: 44 Years

CONTACT

916 Washington Ave, Bay City, MI 48707

Stephen H. Naegele

Bankruptcy, Criminal

Status: Inactive Licensed: 53 Years

CONTACT

314 Newman St, East Tawas, MI 48730

Henry Sefcovic

Foreclosure, International Tax, Collection, Bankruptcy

Status: In Good Standing

CONTACT

306 Fifth Street, Bay City, MI 48708

Adam Daniel Bruski

Commercial Real Estate, International, Administrative Law, Business, Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

715 East Main Street, Midland, MI 48640

Randall L. Frank

Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

916 Washington Ave, Bay City, MI 48707

Carmen Rae Fillmore

Estate Planning, Labor Law, Family Law, Collection

Status: In Good Standing Licensed: 9 Years

CONTACT

1230 Washington Ave, Bay City, MI 48708

Daniel Cline

Cogeneration, Corporate, Reorganization, Bankruptcy

Status: In Good Standing

CONTACT

1885 W. Tranquil Trail, Midland, MI 48640

Seth Michael Bierlein

Trusts, Divorce, Bankruptcy, Wrongful Death

Status: In Good Standing Licensed: 9 Years

CONTACT

8799 Cottonwood Dr, Freeland, MI 48623

Ann Victoria Hopcroft

Social Security, Elder Law, Contract, Bankruptcy

Status: In Good Standing Licensed: 46 Years

CONTACT

Oscoda, MI 48750

Jill L. Schmidt

Real Estate, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

24 E Main St, Sebewaing, MI 48759

800-923-0641

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LEGAL TERMS

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

Sterling Bankruptcy & Debt Lawyer, Michigan, page 2

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

James J. Hayes

Stephen H. Naegele

Henry Sefcovic

Adam Daniel Bruski

Randall L. Frank

Carmen Rae Fillmore

Daniel Cline

Seth Michael Bierlein

Ann Victoria Hopcroft

Jill L. Schmidt

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LEGAL TERMS

LIQUIDATING PARTNER

NUISANCE FEES

IRS EXPENSES

LIEN

PREFERENCE

SECRET WARRANTY PROGRAM

COLLECTION AGENCY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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