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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Kathleen Ann Isley

Criminal, Adoption, Child Custody, Collection

Status: In Good Standing Licensed: 20 Years

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1090 N Seventh St, Rochelle, IL 61068

David Tess

Traffic, Estate Planning, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 43 Years

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1090 N Seventh St, Rochelle, IL 61068

David D. Tess

Criminal, Contract, Bankruptcy, Dental Malpractice, Personal Injury

Status: In Good Standing Licensed: 43 Years

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1090 N Seventh St, Rochelle, IL 61068

Diane E. Elliott

Adoption, Divorce & Family Law, Consumer Rights, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 19 Years

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929 N Ninth St, Dekalb, IL 60115

Kathleen Michelle Stevenson

Divorce & Family Law, Trade Associations, Business & Trade, Collection

Status: In Good Standing Licensed: 20 Years

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1316 Meriden St, Mendota, IL 61342

John Robert Corneille

Collection, Personal Injury, Employee Rights, Civil Rights

Status: In Good Standing Licensed: 40 Years

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151 W Lincoln Hwy, Dekalb, IL 60115

Lll Tom Townsend

Bankruptcy, Collection, Estate Planning, Landlord-Tenant

Status: In Good Standing Licensed: 22 Years

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2179 Sycamore Road, Dekalb, IL 60115

Tom Curtiss Townsend

Collection, Personal Injury, Estate Planning, Landlord-Tenant

Status: In Good Standing Licensed: 22 Years

CONTACT

2179 Sycamore Road, Dekalb, IL 60115

Kevin Eric Buick

Criminal, Civil Rights, Business & Trade, Collection

Status: In Good Standing Licensed: 34 Years

CONTACT

2040 Aberdeen Ct, Sycamore, IL 60178

Stephen Anthony Clark

Lawsuit & Dispute, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

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Dekalb, IL 60115

800-923-0641

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LEGAL TERMS

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CCCS

See Consumer Credit Counseling Service.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

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Steward Bankruptcy & Debt Lawyer, Illinois

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PMJ PLLC

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Kathleen Ann Isley

David Tess

David D. Tess

Diane E. Elliott

Kathleen Michelle Stevenson

John Robert Corneille

Lll Tom Townsend

Tom Curtiss Townsend

Kevin Eric Buick

Stephen Anthony Clark

TIPS

LEGAL TERMS

GRACE PERIOD

CCCS

DOING BUSINESS AS (DBA)

SUBROGATION

WORKOUT

FRAUDULENT TRANSFER

C CORPORATION

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

UNSECURED DEBT

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