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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Carlotta Lucy Palmer

Public Interest Law, Employee Rights, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

6 Market St, Amsterdam, NY 12010

Christopher John Dodd

Public Finance, Securities, Banking & Finance, Credit & Debt

Status: Deceased Licensed: 52 Years

CONTACT

1414 State Highway 5-S, Amsterdam, NY 12010

Erica Lynne Ludwick

Family Law, Elder Law, Contract, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

6 Market St, Amsterdam, NY 12010

Stuart Thalblum

Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

6 Market St, Amsterdam, NY 12010

Erica Lynne Zimny

Family Law, Elder Law, Contract, Credit & Debt

Status: Inactive Licensed: 17 Years

CONTACT

1 Kimball St, Amsterdam, NY 12010

Patricia Leonard

Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

20 Fenwick St, Ballston Lake, NY 12020

Kathleen Anne Barclay

Federal Appellate Practice, Insurance, Business, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

24 Jubilee Acres Lane, Ballston Lake, NY 12020

Robert James Vawter

Civil Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

10 Hearthside Dr, Ballston Lake, NY 12019

Ralph Michael Savage

Business, Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

Ballston Lake, NY 12019

Martin W. Pozefsky

Real Estate, Divorce & Family Law, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 40 Years

CONTACT

1 Poe Ct, Ballston Lake, NY 12020

800-923-0641

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CREDIT FILE

See credit report.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Stony Creek Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Carlotta Lucy Palmer

Christopher John Dodd

Erica Lynne Ludwick

Stuart Thalblum

Erica Lynne Zimny

Patricia Leonard

Kathleen Anne Barclay

Robert James Vawter

Ralph Michael Savage

Martin W. Pozefsky

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LEGAL TERMS

NONEXEMPT PROPERTY

CREDIT BUREAU

CREDIT COUNSELING

DISPOSABLE INCOME

NO-FAULT INSURANCE

SECRET WARRANTY PROGRAM

CREDIT FILE

BANKRUPTCY TRUSTEE

UNDUE HARDSHIP

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