Struthers Bankruptcy & Debt Lawyer, Ohio, page 2

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Melody Dugic Gazda

Electronic Commerce, Corporate, Commercial Bankruptcy, Bankruptcy
Status:  In Good Standing           

David K. Holmquist

Real Estate, Employee Rights, Corporate, Commercial Bankruptcy
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John Francis Petrony

Real Estate, Electronic Commerce, Corporate, Commercial Bankruptcy
Status:  In Good Standing           Licensed:  31 Years

John Nicholas Zomoida

Litigation, Federal Appellate Practice, Corporate, Bankruptcy
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Daniel Joseph Solmen

Estate, Elder Law, Disability, Bankruptcy
Status:  In Good Standing           Licensed:  31 Years

William Joseph Kissinger

Real Estate, Federal Appellate Practice, Bankruptcy, Personal Injury
Status:  In Good Standing           Licensed:  32 Years

Robert Stephen Bouffard

Litigation, Corporate, Collection, Personal Injury
Status:  In Good Standing           Licensed:  46 Years

Ronald George Galip

Real Estate, International Other, Corporate, Commercial Bankruptcy
Status:  In Good Standing           Licensed:  67 Years

Maureen Ann Sweeney

Health Care Other, Employee Rights, Corporate, Bankruptcy
Status:  In Good Standing           Licensed:  31 Years

Mark Alan Beatrice

Corporate, Banking & Finance, Commercial Bankruptcy, Bankruptcy
Status:  Inactive           Licensed:  43 Years

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)
A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

COLLATERAL

Property that guarantees payment of a secured debt.

CCCS

See Consumer Credit Counseling Service.

FDCPA

See Fair Debt Collections & Practices Act.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)
Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)
A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)
A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)
The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.