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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Robert L. Hencken

Trusts, Divorce, Contract, Collection

Status: In Good Standing Licensed: 54 Years

CONTACT

121 W Cedar St, Kalamazoo, MI 49007

Imants M. Minka

Litigation, Estate Planning, Business, Consumer Bankruptcy

Status: In Good Standing

CONTACT

5985 W Main St, Kalamazoo, MI 49009

Kristin K. E. Marschner

Estate Planning, Labor Law, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

6942 Asher Trl, Kalamazoo, MI 49009

Kimberly Ann Wickham

Trusts, Divorce, Insurance, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

601 S Shore Dr, Battle Creek, MI 49014

David Lee Hunter

Divorce, Contract, Collection, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

601 S Shore Dr, Battle Creek, MI 49014

Jeffrey Alan Sargent

Patent, Federal Appellate Practice, Estate, Commercial Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

2 Hamblin Ave E, Battle Creek, MI 49017

James David-Nguyen Lance

Trusts, Elder Law, Contract, Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

1 Michigan Ave W, Battle Creek, MI 49017

Kelly Gavin Henneman

General Practice

Status: In Good Standing Licensed: 13 Years

CONTACT

212 E Paw Paw St, Paw Paw, MI 49079

Albert W. Laaksonen

Real Estate, Estate Planning, Criminal, Consumer Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

226 1/2 E Michigan Ave, Paw Paw, MI 49079

Kathleen M. Brickley

Litigation, Family Law, Criminal, Collection

Status: In Good Standing Licensed: 36 Years

CONTACT

212 E Paw Paw St, Paw Paw, MI 49079

800-923-0641

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

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Sturgis Bankruptcy & Debt Lawyer, Michigan, page 5

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Robert L. Hencken

Imants M. Minka

Kristin K. E. Marschner

Kimberly Ann Wickham

David Lee Hunter

Jeffrey Alan Sargent

James David-Nguyen Lance

Kelly Gavin Henneman

Albert W. Laaksonen

Kathleen M. Brickley

TIPS

LEGAL TERMS

SUBROGATION

TRUTH IN LENDING ACT (TILA)

401(K) PLAN

BULK SALES LAW

NUISANCE FEES

CHAPTER 13 PLAN

LIABILITY

LIMITED LIABILITY

GARNISHMENT

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