Sulphur Springs Bankruptcy & Debt Lawyer, Ohio

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
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Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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C. Michael Piacentino

Administrative Law, Adoption, Dispute Resolution, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

198 East Center Street, Marion, OH 43302

Eric Hunter Griebling

Family Law, Insurance, Bankruptcy, Personal Injury, Car Accident

Status: In Good Standing Licensed: 46 Years

CONTACT

120 N Lane St, Bucyrus, OH 44820

Paul Eugene Hoeffel

Litigation, Corporate, Commercial Bankruptcy, Products Liability

Status: In Good Standing Licensed: 52 Years

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111 W Rensselaer St, Bucyrus, OH 44820

Terry Lee Gernert

Agriculture, Elder Law, Corporate, Collection, Banking & Finance

Status: In Good Standing Licensed: 46 Years

CONTACT

111 W Rensselaer St, Bucyrus, OH 44820

David Richard Cory

Juvenile Law, Federal Appellate Practice, Elder Law, Collection

Status: In Good Standing Licensed: 43 Years

CONTACT

221 S Poplar St, Bucyrus, OH 44820

Russell James Long

Estate, Corporate, Administrative Law, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

111 W Rensselaer St, Bucyrus, OH 44820

Adam Charles Stone

Real Estate, Federal Appellate Practice, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

840 S Sandusky Ave, Bucyrus, OH 44820

Grant Bennett Garverick

Workers' Compensation, Corporate, Collection, Medical Malpractice

Status: In Good Standing Licensed: 36 Years

CONTACT

126 S Market St, Galion, OH 44833

John William Berger

Federal Appellate Practice, Estate, Criminal, Bankruptcy

Status: In Good Standing Licensed: 59 Years

CONTACT

211 N Seltzer St, Crestline, OH 44827

John Lewis Wagner

Personal Injury, Bankruptcy, Family Law, Criminal

Status: In Good Standing Licensed: 70 Years

CONTACT

118 Harding Way W, Galion, OH 44833

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

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Sulphur Springs Bankruptcy & Debt Lawyer, Ohio

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

C. Michael Piacentino

Eric Hunter Griebling

Paul Eugene Hoeffel

Terry Lee Gernert

David Richard Cory

Russell James Long

Adam Charles Stone

Grant Bennett Garverick

John William Berger

John Lewis Wagner

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LEGAL TERMS

COSIGNER

PRESUMED ABUSE

INTEREST

SECURED DEBT

CURRENT MONTHLY INCOME

TRUTH IN LENDING ACT (TILA)

FRAUDULENT TRANSFER

CREDIT REPORT

BANKRUPTCY

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