Sunbury Reorganization Lawyer, North Carolina

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Rachel S. Gunther Lawyer

Rachel S. Gunther

VERIFIED
Estate, Business, Divorce & Family Law

FREE CONSULTATION 

CONTACT

252-426-2006

Christan C Routten Lawyer

Christan C Routten

VERIFIED
Criminal

Christan grew up in Smithfield, Virginia and graduated as Salutatorian of her class at Smithfield High School in 1997. She attended the University of ... (more)

Andrew T. Shilling Lawyer

Andrew T. Shilling

VERIFIED
Criminal

The son of a government official, Andy grew up in various parts of the country, including Ohio, Colorado, and Texas. He attended the College of Willia... (more)

Philip P. Godwin

Real Estate, Motor Vehicle, Criminal, Accident & Injury
Status:  Deceased           Licensed:  68 Years

Thomas Benbury Paxton Wood

General Practice
Status:  In Good Standing           Licensed:  20 Years

Philip P. Godwin

Traffic, Motor Vehicle, Wills & Probate, Criminal
Status:  Deceased           Licensed:  68 Years

Daniel Donahue

DUI-DWI, Misdemeanor, Federal, Felony
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

Jeffrey Moreland

Motor Vehicle, Estate, Divorce & Family Law, Criminal
Status:  In Good Standing           

Janice R. Mckenzie

Traffic, Immigration, Family Law, Criminal
Status:  In Good Standing           Licensed:  45 Years

Matthew Scott Hale

Trusts
Status:  Inactive           Licensed:  36 Years

Free Help: Use This Form or Call 800-620-0900

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Free Help: Use This Form or Call 800-943-8690

Member Representative

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Messages from all messaging and voice technologies including Email, Text, Phone, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

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Easily find Sunbury Reorganization Lawyers and Sunbury Reorganization Law Firms. For more attorneys, search all Bankruptcy & Debt areas including Bankruptcy, Collection, Credit & Debt and Workout attorneys.

LEGAL TERMS

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)
The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)
A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

FCBA

See Fair Credit Billing Act.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)
A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.