Sutherlin Workout Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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James A. Arneson

Alimony & Spousal Support, Child Support, Criminal, Children's Rights

Status: In Good Standing

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318 S.E. Jackson Street, Roseburg, OR 97470

Thomas C. Bernier

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318 S.E. Jackson Street, Roseburg, OR 97470

Jessica E. Freeman

General Practice

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318 S.E. Jackson Street, Roseburg, OR 97470

Scott E. Baldwin

Criminal

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318 S.E. Jackson Street, Roseburg, OR 97470

David Anton Aamodt

General Practice

Status: Suspended Licensed: 49 Years

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Daniel Robert Lang

Personal Injury

Status: In Good Standing Licensed: 47 Years

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140 S State St, Sutherlin, OR 97479

Ronald Walter Aitken

General Practice

Status: Inactive Licensed: 38 Years

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488 Wild River Dr, Roseburg, OR 97470

Marcia J Stanfield

Family Law, Adoption, Criminal

Status: Suspended Licensed: 26 Years

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251 N Umpqua St, Sutherlin, OR 97479

Mark Hendershott

Government, Criminal

Status: In Good Standing Licensed: 52 Years

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251 N Umpqua, Sutherlin, OR 97479

Roy L. Mondike

General Practice

Status: Inactive Licensed: 50 Years

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800 S State St, Sutherlin, OR 97479

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

FDCPA

See Fair Debt Collections & Practices Act.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Sutherlin Workout Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

James A. Arneson

Thomas C. Bernier

Jessica E. Freeman

Scott E. Baldwin

David Anton Aamodt

Daniel Robert Lang

Ronald Walter Aitken

Marcia J Stanfield

Mark Hendershott

Roy L. Mondike

TIPS

LEGAL TERMS

MEETING OF CREDITORS

NONEXEMPT PROPERTY

CHAPTER 7 BANKRUPTCY

FDCPA

DISPOSABLE INCOME

CREDIT INSURANCE

COSIGNER

GUARANTOR

NUISANCE FEES

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