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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Michael A. Winterfield

Landlord-Tenant, Family Medical Leave Act (FMLA), Contract, Credit & Debt

Status: In Good Standing Licensed: 34 Years

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5111 W Bristol Rd, Grand Blanc, MI 48507

Andrew Campbell

Credit & Debt, Consumer Rights, Contract, Sexual Harassment, Wrongful Termination

Status: In Good Standing Licensed: 20 Years

FREE CONSULTATION

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5080 W. Bristol Road, Flint, MI 48507

Melissa DiGiamberdine

Bankruptcy & Debt, Divorce, Family Law, Child Custody

Status: In Good Standing

FREE CONSULTATION

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5080 W. Bristol Road, Flint, MI 48507

Waseam Maher Azmeh

Immigration, Estate Planning, Consumer Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 14 Years

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2115 Van Vleet Rd, Swartz Creek, MI 48473

George B. Rasch

Real Estate, Government, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

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G4030 Corunna Rd, Flint, MI 48532

George E. Jacobs

Real Estate, Government, Bankruptcy & Debt

Status: In Good Standing

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2425 S Linden Rd, Flint, MI 48532

Richard T. Ponsetto

Timeshare, Traffic, Criminal, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 39 Years

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2425 S Linden Rd, Flint, MI 48532

Dawn Marie Weier

Conveyancing, DUI-DWI, Contract, Credit & Debt

Status: In Good Standing Licensed: 23 Years

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2387 S Linden Rd, Flint, MI 48532

Vinson Floyd Carter

Family Law, Criminal, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

2387 S Linden Rd, Flint, MI 48532

Mark Ernest Ross

Commercial Leasing, Construction Contracts, Business Organization, Collection

Status: In Good Standing Licensed: 27 Years

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2347 Stonebridge Dr, Flint, MI 48532

800-923-0641

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

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Swartz Creek Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Michael A. Winterfield

Andrew Campbell

Melissa DiGiamberdine

Waseam Maher Azmeh

George B. Rasch

George E. Jacobs

Richard T. Ponsetto

Dawn Marie Weier

Vinson Floyd Carter

Mark Ernest Ross

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LEGAL TERMS

BANKRUPTCY TRUSTEE

REDEMPTION

CREDIT REPORT

ABUSE

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

IRS EXPENSES

TRUTH IN LENDING ACT (TILA)

NONDISCHARGEABLE DEBTS

ADMINISTRATIVE EXPENSES

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