Sylvania Collection Lawyer, Ohio, page 2

Sponsored Law Firm


John P. Hayward

Litigation, Insurance, Collection, Products Liability
Status:  In Good Standing           Licensed:  29 Years

John Peter Hayward

Litigation, Insurance, Collection, Products Liability
Status:  In Good Standing           Licensed:  29 Years

Justin Donald Burnard

Employee Rights, Employment, Collection, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  22 Years

Rosemarie Ann Barciz

Employee Rights, Family Law, Elder Law, Collection
Status:  Inactive           Licensed:  42 Years

Timothy John Dever

Employee Rights, Civil Rights, Corporate, Collection
Status:  In Good Standing           Licensed:  37 Years

Michael Douglas Bahner

Litigation, Criminal, Corporate, Collection
Status:  In Good Standing           Licensed:  21 Years

Gretchen Faith Goranson Weston

Real Estate, Family Law, Divorce & Family Law, Collection
Status:  In Good Standing           Licensed:  21 Years

Susan Hartman Muska

Commercial Real Estate, Real Estate, Collection, Bankruptcy
Status:  In Good Standing           Licensed:  47 Years

Douglas Warren King

Employee Rights, Civil Rights, Corporate, Collection
Status:  In Good Standing           

Thomas Michael Balyeat

Real Estate, Corporate, Collection, Commercial Bankruptcy
Status:  In Good Standing           Licensed:  49 Years

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

COLLATERAL

Property that guarantees payment of a secured debt.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)
The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FCRA

See Fair Credit Reporting Act.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)
The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)
In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)
An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

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