Tenmile Bankruptcy & Debt Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Jessica E. Freeman

General Practice

Status: In Good Standing

CONTACT

318 S.E. Jackson Street, Roseburg, OR 97470

Thomas C. Bernier

Children's Rights, Criminal, DUI-DWI, Felony

Status: In Good Standing

CONTACT

318 S.E. Jackson Street, Roseburg, OR 97470

James A. Arneson

Alimony & Spousal Support, Child Support, Criminal, Children's Rights

Status: In Good Standing

CONTACT

318 S.E. Jackson Street, Roseburg, OR 97470

Scott E. Baldwin

Criminal

Status: In Good Standing

CONTACT

318 S.E. Jackson Street, Roseburg, OR 97470

Carol Annette McCurry

Criminal, Medical Malpractice, Family Law, Personal Injury

Status: In Good Standing Licensed: 26 Years

CONTACT

2975 Flournoy Valley Road, Roseburg, OR 97471

Peter Eric Pollaczek

Bankruptcy & Debt

Status: In Good Standing Licensed: 51 Years

CONTACT

3048 Pixie Ave, Roseburg, OR 97471

Steven Richard Lounsbury

Lawsuit & Dispute

Status: In Good Standing Licensed: 45 Years

CONTACT

4504 Upper Camas Rd, Camas Valley, OR 97416

Robert Martin Oster

General Practice

Status: In Good Standing Licensed: 69 Years

CONTACT

Dillard, OR 97432

Lauren K Loveland

General Practice

Status: Suspended Licensed: 62 Years

CONTACT

Dillard, OR 97432

Jayne Dolan-Hall

Intellectual Property

Status: Inactive Licensed: 26 Years

CONTACT

1894 Lookingglass Rd, Roseburg, OR 97471

800-923-0641

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FDCPA

See Fair Debt Collections & Practices Act.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Tenmile Bankruptcy & Debt Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Jessica E. Freeman

Thomas C. Bernier

James A. Arneson

Scott E. Baldwin

Carol Annette McCurry

Peter Eric Pollaczek

Steven Richard Lounsbury

Robert Martin Oster

Lauren K Loveland

Jayne Dolan-Hall

TIPS

LEGAL TERMS

SOLE PROPRIETORSHIP

PRESUMED ABUSE

DISCHARGE (OF DEBTS)

CREDIT COUNSELING

FDCPA

DISPOSABLE INCOME

UNDUE HARDSHIP

NONDISCHARGEABLE DEBTS

NUISANCE FEES

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