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Thebes Bankruptcy & Debt Lawyer, Illinois

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Jay Howd Lawyer

Jay Howd

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Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy, Credit & Debt
Your First Step to a Fresh Start

Jay B. Howd was born and raised in LaHarpe, Illinois, a small farm community in west-central Illinois. Jay graduated valedictorian of his LaHarpe high... (more)

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618-993-1300

206 W Deyoung St, Marion, IL 62959
Profile LAWPOINTS™75/100
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Tambra Cain

Collection, Transactions, Commercial Real Estate
Status:  In Good Standing           Licensed:  22 Years
CONTACT
Vienna, IL 62995
Profile LAWPOINTS™27/100
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Tambra Kay Cain

Collection, Transactions, Commercial Real Estate
Status:  In Good Standing           Licensed:  22 Years
CONTACT
Vienna, IL 62995
Profile LAWPOINTS™27/100
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Gregory Allen Veach

Commercial Real Estate, Trusts, Business, Credit & Debt
Status:  In Good Standing           Licensed:  49 Years
CONTACT
2250 Reed Station Pkwy, Carbondale, IL 62903
Profile LAWPOINTS™36/100
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Raub Warren Bierbaum

Credit & Debt, Business & Trade
Status:  Inactive           Licensed:  23 Years
CONTACT
Metropolis, IL 62960
Profile LAWPOINTS™19/100
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Rebecca Ann Whittington

Government, Estate Planning, Elder Law, Civil Rights, Collection
Status:  In Good Standing           Licensed:  42 Years
CONTACT
930 West Walnut St, Carbondale, IL 62901
Profile LAWPOINTS™32/100
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Jay B. Howd

Collection, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy
Status:  In Good Standing           Licensed:  33 Years
CONTACT
811 W Main St, Carbondale, IL 62901
Profile LAWPOINTS™35/100
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Douglas L. Haile

Bankruptcy
Status:  In Good Standing           Licensed:  33 Years
CONTACT
601 South University Ave, Carbondale, IL 62901
Profile LAWPOINTS™27/100
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Douglas Haile

Bankruptcy
Status:  In Good Standing           Licensed:  33 Years
CONTACT
601 South University Ave, Carbondale, IL 62901
Profile LAWPOINTS™27/100
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Michael Twomey

Mediation, Banking & Finance, Credit & Debt, Collection
Status:  In Good Standing           
CONTACT
100 N Illinois Ave, Carbondale, IL 62902
Profile LAWPOINTS™34/100
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Lawyer.com can help you easily and quickly find Thebes Bankruptcy & Debt Lawyers and Thebes Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)
Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CREDIT FILE

See credit report.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FDCPA

See Fair Debt Collections & Practices Act.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)
Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)
A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

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