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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Michelle Beth Buckwalter-schurman

Family Law, Divorce, Adoption, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

209 E Main St, Morrison, IL 61270

Michelle Buckwalter-schurman

Family Law, Divorce, Adoption, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

209 E Main St, Morrison, IL 61270

Lon Richey

DUI-DWI, Civil Rights, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 48 Years

CONTACT

209 East Main Street, Morrison, IL 61270

Lon Mason Richey

DUI-DWI, Civil Rights, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 47 Years

CONTACT

225 E Main St, Morrison, IL 61270

Daniel Huffman

Divorce & Family Law, Criminal, Bankruptcy, Wills & Probate

Status: In Good Standing Licensed: 26 Years

CONTACT

209 E. Main St., Morrison, IL 61270

Betsy Shaulis

Civil Rights, Banking & Finance, Collection, Personal Injury

Status: In Good Standing Licensed: 18 Years

CONTACT

100 South Broad Street, Lanark, IL 61046

Thomas Hugh Senneff

Corporate, Bankruptcy, Divorce, International Tax

Status: In Good Standing Licensed: 50 Years

CONTACT

200 E Knox Street, Morrison, IL 61270

Thomas Senneff

Corporate, Bankruptcy, Divorce, International Tax

Status: In Good Standing Licensed: 50 Years

CONTACT

200 E Knox Street, Morrison, IL 61270

Colleen Mary Buckwalter

Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

114 E Main St, Morrison, IL 61270

Colleen Buckwalter

Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

114 E Main St, Morrison, IL 61270

800-923-0641

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

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Thomson Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Michelle Beth Buckwalter-schurman

Michelle Buckwalter-schurman

Lon Richey

Lon Mason Richey

Daniel Huffman

Betsy Shaulis

Thomas Hugh Senneff

Thomas Senneff

Colleen Mary Buckwalter

Colleen Buckwalter

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LEGAL TERMS

MEANS TEST

PRIORITY DEBT

WINDING UP

CREDIT INSURANCE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

ADMINISTRATIVE EXPENSES

BANKRUPTCY

INFRINGEMENT (OF TRADEMARK)

FRATERNAL BENEFIT SOCIETY BENEFITS

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