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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Alana Grace Reid

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 19 Years

CONTACT

441 Nw Division St, Chehalis, WA 98532

Amber Diane Higgins

Commercial Bankruptcy, Commercial Real Estate, Contract, Construction

Status: In Good Standing Licensed: 44 Years

CONTACT

625 S Market Blvd, Chehalis, WA 98532

Anita Marie Gruchalla

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 97 Years

CONTACT

1673 S Market Blvd, Chehalis, WA 98532

Barbara Russell

Credit & Debt, Commercial Real Estate, Collection, State Government

Status: In Good Standing

CONTACT

345 W Main St, Chehalis, WA 98532

Barbara D. McCleary

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 24 Years

CONTACT

119-1 Peterson Rd, Chehalis, WA 98532

Bonnie A. Kuhn

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 61 Years

CONTACT

Longview, WA 98632

Brian James Kelly

International Tax, Estate Planning, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

Chehalis, WA 98532

Caryl R. Spahr

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 82 Years

CONTACT

2189 Sw Salsbury Ave, Chehalis, WA 98532

Chelsea C Baldwin

Landlord-Tenant, Family Law, Divorce & Family Law, Bankruptcy

Status: In Good Standing

CONTACT

Longview, WA 98632

Cheryl A Chambers

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 19 Years

CONTACT

362 Maranatha Rd, Kelso, WA 98626

800-923-0641

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LEGAL TERMS

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FDCPA

See Fair Debt Collections & Practices Act.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

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Toledo Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Alana Grace Reid

Amber Diane Higgins

Anita Marie Gruchalla

Barbara Russell

Barbara D. McCleary

Bonnie A. Kuhn

Brian James Kelly

Caryl R. Spahr

Chelsea C Baldwin

Cheryl A Chambers

TIPS

LEGAL TERMS

NONPROFIT CORPORATION

UNSECURED DEBT

CREDIT INSURANCE

FDCPA

BANKRUPTCY TRUSTEE

TRUTH IN LENDING ACT (TILA)

COSIGNER

NONEXEMPT PROPERTY

MEANS TEST

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