Touchet Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Justine Theresa Koehle

✓ VERIFIED

Bankruptcy & Debt, Real Estate, Lawsuit & Dispute, Personal Injury, Construction

Justine grew up in the small farming town of Woodland, California. She stayed in the area for college, graduating from the University of California, D... (more)

CONTACT

509-736-1330

2415 West Falls Ave, Kennewick, WA 99336

Judith A. Shulman

Land Use & Zoning, Business & Trade, Administrative Law, Commercial Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

123 E Main St, Walla Walla, WA 99362

Jay Jump

Credit & Debt, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

Pasco, WA 99302

John Scott Matheson

Land Use & Zoning, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: Inactive Licensed: 47 Years

CONTACT

29007 S Oak St, Kennewick, WA 99337

Damien Joshua Sinnott

Litigation, Civil Rights, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

621 Lincoln St, Walla Walla, WA 99362

Gregory A. Beeler

Estate Planning, Estate, Family Law, Bankruptcy

Status: Deceased Licensed: 48 Years

CONTACT

Pasco, WA 99302

Andrew Dennis Myers

Corporate, Contract, Administrative Law, Commercial Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

520 Bridge St, Walla Walla, WA 99362

Eric Marshall Butterworth

Land Use & Zoning, Estate Planning, Estate, Business & Trade, Commercial Bankruptcy

Status: In Good Standing

CONTACT

5101 W 20Th Ave, Pasco, WA 99338

Heidi Marie Ellerd

Bankruptcy, Civil Rights, Family Law, Estate Planning

Status: In Good Standing Licensed: 23 Years

CONTACT

1915 Sun Willows Blvd, Pasco, WA 99302

Joseph E Bassett

International Tax, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: Inactive Licensed: 27 Years

CONTACT

912 Sturm Ave, Walla Walla, WA 99362

800-923-0641

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LEGAL TERMS

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Touchet Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Justine Theresa Koehle

Judith A. Shulman

Jay Jump

John Scott Matheson

Damien Joshua Sinnott

Gregory A. Beeler

Andrew Dennis Myers

Eric Marshall Butterworth

Heidi Marie Ellerd

Joseph E Bassett

TIPS

LEGAL TERMS

CREDIT COUNSELING

INTEREST

FAIR CREDIT REPORTING ACT (FCRA)

GARNISHMENT

REPOSSESSION

ACCORD AND SATISFACTION

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

LIQUIDATING PARTNER

FAIR CREDIT BILLING ACT (FCBA)

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