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Tres Piedras Bankruptcy & Debt Lawyer, New Mexico

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1-10 of 31 matches. Page 1 of 4  

Robert L. Stanley

General Practice
Status:  Inactive           Licensed:  51 Years
CONTACT
Ojo Caliente, NM 87549
Profile LAWPOINTS™14/100
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Peggy Jean Nelson

General Practice
Status:  In Good Standing           
CONTACT
San Cristobal, NM 87564
Profile LAWPOINTS™22/100
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Michelle T. Miano

Environmental Law Other, Natural Resources, Transportation & Shipping
Status:  In Good Standing           
CONTACT
El Prado, NM 87529
Profile LAWPOINTS™22/100
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Maureen Siobhan Moore

General Practice
Status:  In Good Standing           
CONTACT
El Prado, NM 87529
Profile LAWPOINTS™34/100
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Stephen Wayne Hanks

Personal Injury, Accident & Injury, Litigation
Status:  In Good Standing           Licensed:  51 Years
CONTACT
Arroyo Seco, NM 87514
Profile LAWPOINTS™24/100
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Tom Blankenhorn

General Practice
Status:  Inactive           
CONTACT
El Prado, NM 87529
Profile LAWPOINTS™17/100
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Stephen W. Hanks

Insurance, Property Damage, Personal Injury, Accident & Injury
Status:  In Good Standing           
CONTACT
Arroyo Seco, NM 87514
Profile LAWPOINTS™22/100
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Lawrence M. Berkowitz

General Practice
Status:  Inactive           
CONTACT
Arroyo Seco, NM 87514
Profile LAWPOINTS™22/100
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Randolph Grubiss

General Practice
Status:  In Good Standing           Licensed:  37 Years
CONTACT
El Prado, NM 87529
Profile LAWPOINTS™24/100
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Connie Ode

International Other, Estate Planning, Civil Rights, Natural Resources
Status:  In Good Standing           
CONTACT
El Prado, NM 87529
Profile LAWPOINTS™24/100
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TIPS

Lawyer.com can help you easily and quickly find Tres Piedras Bankruptcy & Debt Lawyers and Tres Piedras Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)
A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)
Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CCCS

See Consumer Credit Counseling Service.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)
A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FCBA

See Fair Credit Billing Act.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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