Ulster County, NY Workout Lawyers

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Anna J. Matula-Evans Lawyer

Anna J. Matula-Evans

VERIFIED
Child Support, Property & Casualty, Divorce, Child Custody, Family Law

Practice exclusively Matrimonial and Family Law litigation in Dutchess, Ulster and Westchester Counties with offices in Poughkeepsie, Kingston and Whi... (more)

Eli Burt Basch Lawyer
Eli Burt Basch
is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.

Eli Burt Basch

Eli Burt Basch is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.
VERIFIED
Accident & Injury, Personal Injury

Kingston native, Eli B. Basch, has been helping Ulster County injury victims for over forty-five years. He has dedicated his career to helping injury ... (more)

FREE CONSULTATION 

CONTACT

845-338-8884

Derek Joseph Spada Lawyer

Derek Joseph Spada

VERIFIED
Accident & Injury, Personal Injury

Derek J. Spada was born in Kingston, raised in Saugerties, and currently resides in Woodstock with his wife and two children. Derek is a result-or... (more)

FREE CONSULTATION 

CONTACT

845-338-8884

Maureen Ann Keegan Lawyer
Maureen Ann Keegan
is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.

Maureen Ann Keegan

Maureen Ann Keegan is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.
VERIFIED
Accident & Injury, Car Accident, Personal Injury, Medical Malpractice, Animal Bite

Bio As a co-founder and partner at Basch & Keegan, Maureen A. Keegan (Moe) has practiced personal injury law exclusively since 1986. Maureen’s area... (more)

FREE CONSULTATION 

CONTACT

845-338-8884

Robert Francis Rich Lawyer

Robert Francis Rich

VERIFIED
Accident & Injury, Car Accident, Medical Malpractice

Bob Rich has spent nearly 25 years developing and mastering his skills as a trial lawyer, concentrating primarily in the areas of medical and dental m... (more)

FREE CONSULTATION 

CONTACT

845-255-7424

John Henry Fisher Lawyer
John Henry Fisher
is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.

John Henry Fisher

John Henry Fisher is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.
Accident & Injury, Malpractice, Medical Malpractice, Personal Injury, Health Care Other

John Fisher is a lawyer in Kingston who focuses on Birth Injury cases. He has tried cases involving delay in cancer diagnosis, heart attack misdiagnos... (more)

Richard T. Cahill

Election & Political, DUI-DWI, Criminal, Animal Bite
Status:  In Good Standing           

FREE CONSULTATION 

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Ward W. Ingalsbe

Accident & Injury, Real Estate
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

Richard L. LaRose

State and Local, Workers' Compensation, Criminal, Personal Injury
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

Jonathan Ross Sennett

Traffic, Farms, Family Law, Divorce
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)
A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)
A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

FCRA

See Fair Credit Reporting Act.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)
Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)
A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)
Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.