Vallecitos Bankruptcy & Debt Lawyer, New Mexico, page 2

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Jon Litty
About | Practice Areas
Litty Law Group, P.C.
500 Marquette Ave NW Suite 1200 Albuquerque, NM 87102» view map
Bankruptcy & Debt and Immigration Law
Albuquerque’s Attorney

I’m Jon Litty and I’m here to serve you, Albuquerque! I will fight to get you what you rightfully deserve.

505-862-5061
1. Jon Litty Albuquerque, NM
  Attorney at Law- NM
  Thomas Jefferson School of Law, J.D. 2015
2. AboutLitty Law Group, P.C.
  Albuquerque’s Attorney
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Vallecitos Bankruptcy & Debt lawyer.
Below are all Vallecitos lawyers.

Tom Blankenhorn

General Practice

Status: Inactive

CONTACT

El Prado, NM 87529

Maureen Siobhan Moore

General Practice

Status: In Good Standing

CONTACT

El Prado, NM 87529

Stephen Wayne Hanks

Personal Injury, Accident & Injury, Litigation

Status: In Good Standing Licensed: 51 Years

CONTACT

Arroyo Seco, NM 87514

Lawrence M. Berkowitz

General Practice

Status: Inactive

CONTACT

Arroyo Seco, NM 87514

Stephen W. Hanks

Insurance, Property Damage, Personal Injury, Accident & Injury

Status: In Good Standing

CONTACT

Arroyo Seco, NM 87514

Simeon M. Herskovits

General Practice

Status: In Good Standing

CONTACT

94 Hwy 150, El Prado, NM 87529

Connie Ode

International Other, Estate Planning, Civil Rights, Natural Resources

Status: In Good Standing

CONTACT

El Prado, NM 87529

Simeon Michael Herskovits

General Practice

Status: In Good Standing

CONTACT

94 Hwy 150, El Prado, NM 87529

Connie Ode

International Other, Estate Planning, Civil Rights, Natural Resources

Status: In Good Standing Licensed: 47 Years

CONTACT

El Prado, NM 87529

Randolph Grubiss

General Practice

Status: In Good Standing Licensed: 37 Years

CONTACT

El Prado, NM 87529

800-923-0641

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

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Vallecitos Bankruptcy & Debt Lawyer, New Mexico, page 2

Sponsored Law Firm

Litty Law Group, P.C.

SPONSORED LAWYERS

Tom Blankenhorn

Maureen Siobhan Moore

Stephen Wayne Hanks

Lawrence M. Berkowitz

Stephen W. Hanks

Simeon M. Herskovits

Connie Ode

Simeon Michael Herskovits

Connie Ode

Randolph Grubiss

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LEGAL TERMS

DISCHARGE (OF DEBTS)

SETOFF

COLLECTION AGENCY

MEANS TEST

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

ACCORD AND SATISFACTION

LOSS DAMAGE WAIVER (LDW)

SOLE PROPRIETORSHIP

BANKRUPTCY TRUSTEE

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